Losing track of a retirement account might sound unlikely—until you consider how often people change jobs. In fact, millions of Americans have done just that. According to a report from Capitalize, an estimated $1.7 trillion is sitting in lost or forgotten 401(k) accounts, with an average balance of $56,616. That...
A new year often brings a fresh financial mindset. People review budgets, set goals, apply for loans, and spend more time managing accounts online. Those shifts are normal. Unfortunately, they also create opportunities for scammers who are constantly watching how consumer behavior changes. Fraud does not slow down after the...
Patriot Federal Credit Union was proud to support a thoughtful welcome-back initiative at Pangborn Elementary, helping students start the new semester on a positive note with a sweet surprise.
January has always been a month of reflection and a time to start fresh. The holidays pass, routines return, and many of us start thinking about what we want the upcoming year to look and feel like. Financial goals often rise to the top of those lists because money is...
In today’s digital landscape, so much of our personal and financial life takes place online. From banking and shopping to staying connected with friends and family, our devices hold a treasure trove of information. That’s why cybersecurity is more crucial than ever. A single weak password or a careless click...
Life moves fast. So fast that you’ve likely already spent about ten seconds reading to this point. What could you have done in that same amount of time? The answer is A LOT if you’re putting our various digital banking tools to work for you. Managing your money should be...
Life has a way of surprising us. Sometimes those surprises are wonderful, like a new job or the chance to travel somewhere you’ve always wanted to visit. Other times, the unexpected can throw your finances off track in an instant. Whether it’s a sudden trip to the ER, a broken...
Student loan payments are now back in full swing, and while most eyes are focused on young college students, it’s Millennials and Gen Xers who are truly struggling. Finding ways to balance student loan payments with the rest of life’s obligations can be challenging – especially when raising a family,...
We’re excited to share the winners of our Scan-N-Win grand opening giveaways! Over the past few weeks, we celebrated the openings of our new Spring Mills and Greencastle branches with fun events, community visits, and chances to win great prizes—including $1,000 cash!
Even as government operations resume, many households are still feeling the strain —from missed paychecks to rising costs of everyday essentials. Financial stress doesn’t disappear overnight, and it’s normal to feel uncertain about how to move forward. Whether your income was directly affected by the shutdown, you’re a contractor who...