Blogs

Home Reno: How to Get the Best Return on Investment

Updating old features, increasing the square footage, and improving functionality can boost your home’s appraised value. Breathe Easier Updating an inefficient or outdated HVAC system can improve your quality of life, lower your energy costs, and increase your home’s value. The best renovations increase…
Read More

Using a HELOC to Overcome Inflation

When inflation first started to pick up, it was an annoyance. Prices were rising on groceries, and dining out became a luxury. Fast forward a year, and prices are up on just about everything, including utilities, gas, and even car insurance. Inflation is wearing people financially thin. Trying to free…
Read More

Don’t Fall for These Text Scams

Millions of people fall victim to identity theft every year. The best way to protect yourself is to understand how popular scams work. However, once you become comfortable identifying them, fraudsters change it up and move to new methods. A new trend emerging involves fraudsters piggybacking off legitimate…
Read More

Patriot Launches New ATM in Waynesboro

Patriot Federal Credit Union’s new Smart ATM is now open and is located at 405 N. Grant Street, Waynesboro, catty corner from the Northside Park/Pool, providing easy access from Grant Street.   The ATM offers upgraded services to users and replaces the ATM at our former Waynesboro West Branch, located…
Read More

What is a Share-Secured Loan?

When it comes to borrowing money, there are a variety of loans available. You’re probably familiar with most options – from car loans and home mortgages to credit cards and student loans. But have you ever heard of a share-secured loan? If you answered no, you’re not alone. Share-secured loans…
Read More

Why are Certificates Becoming So Popular?

After a year of surging prices, members are still grappling with the effects of rising inflation. Add in the rocky performance of Wall Street, and people are looking for a silver lining. One such opportunity is beginning to shine as savings rates also start to climb – it’s called a Share Certificate.…
Read More

How to Combat Inflation & Rising Credit Card Rates

It’s pretty safe to say that everyone has felt the effects of inflation at this point. While some inflation is good for the economy, such a dramatic rise in a short period continues to send prices soaring. To stop the climb, the Federal Reserve continues to raise the federal funds rate – a move that...Read…
Read More

Best of Tristate

Thank you to our loyal members for voting Patriot the 2023 BEST CREDIT UNION IN THE TRISTATE. Patriot also received recognition for the “Most Votes in the Services Group”. Patriot team members were present at the recent awards ceremony held at Green Grove Gardens, Greencastle. The Best of the Tristate…
Read More

Pre-Qualified vs. Pre-Approved: Which is Better?

Like most people, you probably receive loan offers regularly in the mail or via email. Whether for auto loans, credit cards, debt consolidation loans, or home loans, the verbiage is probably very similar – they all offer you the opportunity to apply for a loan. However, you may have noticed that some…
Read More

Tactics for Buying a Home as Rates Climb  

During the pandemic, mortgage interest rates fell to some of the lowest levels ever recorded. This was a boon for homeowners as they could refinance their mortgages and lock in record-low rates. Homebuyers benefited as their buying power increased, and they could purchase properties they might otherwise…
Read More