Personal Finance

The Benefits of Using Mobile Payments

Why fumble for your wallet at checkout when you can just pay by using your phone? With more than 81% of Americans owning smartphones, contactless payments by digital wallet and mobile payment apps are now more popular than ever. Contactless payment is also becoming increasingly available at checkout…
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All You Need to Know About Going Cashless

As our world grows increasingly digitized, more and more consumers are banishing the cash and coins from their wallets and choosing other ways to pay for their purchases. There’s no lack of alternative payment methods today, from credit and debit cards; to mobile payment wallets like Apple Pay and…
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Is Inflation Here to Stay?

These days, I feel like I need to take out a second mortgage just to fill up on gas and restock the pantry. Are these inflated prices here to stay? According to the most recent report by the Bureau of Labor Statistics, U.S. inflation is currently running at a 13-year high of 5.4% — and it’s showing...Read…
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Cash Back Rewards Cards, How Do They Work

Have you been thinking about getting a Cash Back Rewards Credit Card? If you are, you may able to earn rewards each time you tap or swipe to pay for a purchase with your cash back rewards credit card. Cash back credit cards can be quite beneficial and offer substantial rewards over time. If you’re...Read…
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How do I Raise my Kids to be Financially Independent Adults

How do I raise my kids to become financially independent adults? It’s commendable to try raising your kids today with an eye toward their future. Teaching your children how to be financially independent will help smooth the transition into adulthood. It will also give them the tools they need to achieve…
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Why You Need to Be Financially Fit

Individual Americans spend hundreds of dollars a year and at least as many hours on keeping themselves physically fit — but too many people neglect their financial health. Just like physical health, being financially fit is crucial to your wellbeing, your future and your quality of life. Here’s…
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How to Invest in Your Future by Opening a Retirement Fund

I’m ready to invest in my future, but I need some help getting started. How do I choose the retirement plan that’s are right for me? Here’s what you need to know about the most common retirement plans and how to choose the path that best suits your needs: Save For Retirement If you are...Read More
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All You Need to Know About Share Certificates

Few people want to risk their hard earned savings. Whether you’ve just received a lump sum through a work bonus, inheritance or other unexpected windfall, or you’ve been saving for a while until you’ve built a sizeable nest egg, you likely want to park your savings in a place that offers your money…
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5 Reasons To Open A Money Market Account

Are you looking for a place to park your savings dollars? Do you need an account that blends accessibility with a more than standard rate of return? Savings accounts are an ideal home for funds you want to put away for emergency or special purposes. Checking accounts are the way to go for money you...Read…
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Direct Deposit Safe Simple And Convenient

Direct deposit is by far the most common way to get paid in America. In fact, 93% of U.S. employees are paid by direct deposit, according to the American Payroll Association’s “Getting Paid in America” Survey. Direct deposit transmits your paycheck from your employer’s business account directly…
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