Personal Finance

How Do Skip-a-Payment Offers Work?

Everyone needs access to extra cash from time to time. Whether it’s an unforeseen medical bill, a sudden car repair, or simply the desire for additional spending money during your vacation, having extra cash on hand is always welcome. If you’re looking for a practical solution, consider skipping…
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11 Ways to Enhance Your Black Friday Experience

Black Friday, arguably the greatest shopping day of the year, is almost upon us. As the gateway to the holiday shopping season, it’s the perfect love story between retailers and consumers. Businesses seeking to end the year strong and in the positive offer some of the year’s best sales, and consumers…
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Unsubscribe & Save: Breaking Up with Your Subscriptions

We all have them. We know they cost a small fortune. Yet, instead of canceling subscriptions, we find ourselves subscribing to even more. Businesses across all industries have found creative ways to cash in on this profitable business model – and consumers can’t resist clicking “subscribe.” While…
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Veterans and Scams

As we approach Veterans Day, we thank our veterans for their service and sacrifice. But not everyone has a vet’s best interests in mind. Whether you left the service decades ago or you’re planning your transition to civilian life, scammers will try to get you to send money or share personal information.…
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Getting Ready for a Pricey Holiday Season

The holiday season is right around the corner, and it’s safe to say this will be one of the most expensive yet. Everyone is already feeling the financial squeeze thanks to inflation and rising prices. So, when you begin to think about holiday gifts, decorations, parties, and travel, it can feel overwhelming.…
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Ways to Save Money on Holiday Travel

With the holiday season right around the corner, you may already be thinking about your travel plans.  Whether you’re heading home to be with family, visiting friends, or going on a well-deserved vacation, travel costs can consume a significant portion of your holiday budget. In this article, we’ll…
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Boost Your Savings Without Market Risk

When it comes to investing your money, a wide range of options are available. These opportunities include stocks, bonds, traditional savings accounts, and real estate, all of which offer the potential for financial growth. However, with a plethora of choices also comes the possibility of increased risks.…
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What is a Share-Secured Loan?

When it comes to borrowing money, there are a variety of loans available. You’re probably familiar with most options – from car loans and home mortgages to credit cards and student loans. But have you ever heard of a share-secured loan? If you answered no, you’re not alone. Share-secured loans…
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Why are Certificates Becoming So Popular?

After a year of surging prices, members are still grappling with the effects of rising inflation. Add in the rocky performance of Wall Street, and people are looking for a silver lining. One such opportunity is beginning to shine as savings rates also start to climb – it’s called a Share Certificate.…
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How to Combat Inflation & Rising Credit Card Rates

It’s pretty safe to say that everyone has felt the effects of inflation at this point. While some inflation is good for the economy, such a dramatic rise in a short period continues to send prices soaring. To stop the climb, the Federal Reserve continues to raise the federal funds rate – a move that...Read…
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