Personal Finance

All You Need to Know About Checking Accounts

The most obvious things in life are often overlooked, and your checking account is just one of them. Most people hardly give a thought to this important account and how to best manage it effectively. We’re here to change that. Here’s all you need to know about checking accounts: What is a checking…
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It’s not too late to contribute to an IRA

An individual retirement account (IRA) allows you to save money for retirement in a tax-advantaged way. An IRA is an account set up at a financial institution that allows an individual to save for retirement with tax-free growth or on a tax-deferred basis. The 3 main types of IRAs each have different…
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National Financial Literacy Month

  In 2004, the U.S. Congress designated April as National Financial Literacy Month. Our goal this April is to raise awareness about the importance of financial literacy education. The goal goes beyond helping our members learn more about finances to helping them actually improve their personal and…
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7 Tips for Negotiating a Salary Offer

Who wouldn’t love a salary increase? Whether you are being offered a new position or are looking for a raise in your current role, you should be negotiating the salary. According to Salary.com, only 37% of people always negotiate their salaries. 44% of people have never even brought up a raise during…
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Puppy Scams: How to Spot and Avoid Them

Who doesn’t want a cute cuddly puppy to spend the quarantine with? Especially for people who live alone, there are psychological benefits to having a pet when you feel disconnected from your support system. According to the National Alliance on Mental Illness (NAMI), dogs reduce stress, anxiety, and…
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How to Grocery Shop on a Budget

Raise your hand if grocery shopping is your favorite chore. Nobody? Didn’t think so. Either way, groceries are an area where many people can save money or where you can make the money you do spend stretch further. Lots of people grocery shop without thinking much about it. You’ll be amazed at the…
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5 Tips for Holiday Shopping During the COVID-19 Pandemic

It’s beginning to look a lot like Christmas! Although holiday shopping will look different this year, the celebrations will go on! Check out these tips for safe shopping this holiday season. Expect Crowds Although crowds will likely be thinner than usual on the main holiday shopping days of the year,…
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