Personal Finance

6 Smart Things to Do with Your Tax Return

Build or Strengthen an Emergency Fund You can never be too careful or have too much money in your savings account. Although putting it straight into your savings account is probably one of the least fun ways to use a tax return, this is a solid way to set yourself up for financial success and...Read…
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How to Make 2020 the Year You Stick to Your Money Saving Resolution

Let’s face it – New Year’s Resolutions are hard to stick to, whether they are financial goals, health goals, whatever. So, how do we help ourselves stick to a goal of saving money or getting out of debt? Check out the following tips to help improve your bank account in 2020. Set a SMART Goal...Read…
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5 Tips to Avoid Online Shopping Scams this Holiday

Patriot is dedicated to protecting your information and hard earned money by using proven technologies and security measures, however, the best defense against fraud is awareness. Consumers are expected to spend over $1 trillion during the holiday shopping season this year, so it is an especially pertinent…
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Avoiding Holiday Shopping Scams: Gift Cards

We all know gift cards as a simple and convenient way to give a gift – you can find them at most big name stores and there is something for everyone. Gift cards are great because they’re like cash, so the recipient can buy anything they want. Unfortunately, they are also a common tool that...Read…
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3 Ways a Credit Card Balance Transfer Can Help You Become Debt-Free

You might have heard about credit card balance transfers, but what does that really mean and why is it valuable to you? If it seems like you’re moving debt from one place to another, that is correct, but it is with a positive goal in mind. To truly understand the benefits of a credit card...Read More
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6 Money Tips for the New College Student

Make it Easy The easier something is to do, the more likely you are to do it. Enroll in online and mobile banking at your bank or credit union. Having control over your money at your fingertips will help you stay on track. Downloading a money saving/budgeting app can also be helpful. These apps can...Read…
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5 Budgeting Tips for Becoming Parents

Oh, baby! Becoming parents is a huge event in anyone’s life. Whether you’re thinking about having a baby or already have one on the way, there are steps you can take to make sure you and your family are financially stable when the little one arrives. Create or Revisit Your Family Budget If you don’t...Read…
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How to Start Saving for Your Next Vacation

Who doesn’t want to take a vacation! Do you dream of travel but your checking account says, “Where, to the backyard?” You’re not alone. Saving for big purchases or events can be hard, especially if you’re doing it without any real plan. Check out these tips for how to save for your next vacation:…
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How to Build & Improve Credit

No credit? Not much credit? Poor credit? We can help you get to the credit score you want. Your credit score is one of the main determining factors of whether or not you are approved for a mortgage, are able to get your dream truck, and sometimes even whether or not you can snag that...Read More
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How to Pay Off Student Debt as Quickly as Possible

Graduating college can seem daunting. Especially when you have tens of thousands – or even hundreds of thousands – of dollars in debt waiting for you to repay. You’re not alone. According to the US Department of Education, the average student debt in 2018 was $33,310 and 2.7 million borrowers in…
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