Personal Finance

How to Grocery Shop on a Budget

Raise your hand if grocery shopping is your favorite chore. Nobody? Didn’t think so. Either way, groceries are an area where many people can save money or where you can make the money you do spend stretch further. Lots of people grocery shop without thinking much about it. You’ll be amazed at the…
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5 Tips for Holiday Shopping During the COVID-19 Pandemic

It’s beginning to look a lot like Christmas! Although holiday shopping will look different this year, the celebrations will go on! Check out these tips for safe shopping this holiday season. Expect Crowds Although crowds will likely be thinner than usual on the main holiday shopping days of the year,…
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Christmas Spending Tips

Even if it feels different in 2020, the most wonderful time of the year has arrived! Get ready for the hustle and bustle of holiday shopping with these tips to keep your wallet – and everyone around your tree – happy. Set a budget Set a limit on your holiday spending! Even better, decide specifically...Read…
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7 Steps to Take When You are Behind on Your Bills

Late on your bills this month? Trying to figure out how to catch up? It happens. Due to the Coronavirus pandemic of 2020, many people are in the same boat. Getting back on track after being behind on your bills can be difficult, but it is doable! Follow these steps to get back on track...Read More
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9 Hidden Costs of Home Ownership

We know there are costs when it comes to the actual purchase of a home (down payment, closing costs, insurance, etc.), but what happens after? If you’re interested in buying a home, be sure to consider other costs of actually being a homeowner (along with your mortgage payment) when deciding if you…
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How to Pay a Large Medical Bill

According to the Journal of General Internal Medicine, in 2019 about 137.1 million adults in the United States faced financial hardship due to large medical bills. Struggling to pay a medical bill is nothing to be ashamed of, but is truly a common issue. So how do you tackle this problem? Don’t ignore…
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How to Buy a Washer and Dryer (or Any Large Appliance)

Buying a large appliance can be stressful – especially if it is your first time doing so. Even if it’s not your first time, things change so quickly in the appliance industry that it’s hard to keep up. As they say, “They don’t make things like they used to.” So what steps should you take...Read…
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What to do When You Can’t Afford Rent

This year has thrown us a lot of curveballs, causing unexpected circumstances and hardships. As we work towards a sense of normalcy, many people are still struggling with their financial situation and affording basic necessities, such as rent. If you’re concerned about the possibility of not being…
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How to Curb Stress Spending

If shopping is something you do to alleviate stress and refresh yourself, you are not alone. If you have racked up credit card debt from all your shopping, you aren’t alone in that either. A lot of people fall into the category of “stress spenders.” Although this method it isn’t the worst way…
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9 Ways to Save Money on Your Air Conditioning Bill this Summer

Let’s face it – it’s HOT. And this summer, we are spending a lot more time at home than usual. So how can we reduce our air conditioning bills without sweating while sitting still? Check out these tips to help lower your cooling bill without lowering your comfort level. Get a Smart Thermostat or…
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