Personal Finance

How to Make Your Home’s Equity Work for You

So, you’ve been paying on your home’s mortgage for a number of years now. One of the biggest benefits of owning a home versus renting is that you earn equity with each payment. But what is home equity and how is it beneficial to you? What is Home Equity? Home equity is the homeowner’s interest...Read…
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How to Best Manage Your Finances During Hard Times – Part 2

Hard times, such as the 2020 Novel Coronavirus pandemic, encourage us to revisit our finances to uncover places where we are overspending or spending money on things we aren’t using. We may also be looking to cut expenses completely depending on the way our financial status has been impacted during…
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How to Best Manage Your Finances During Hard Times – Part 1

Hard times are upon many people during this pandemic. The worldwide change is forcing us to rethink our usual financial habits and even our daily life in general for the time being. The tips below can help you best manage your finances while we press through the current situation. Check Your Account…
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4 Tips for Securing Your Finances during Economic Uncertainty

During times of economic uncertainty, people tend to panic about the hit the shock could take on their finances. If you are feeling uneasy about the status of your future finances, these tips can help you decide what to do next. Manage Your Credit Availability and Credit Score Credit is a great thing…
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How to Access Your Money from Nearly Anywhere

While we love to interact with our members, we also know how important it is for you to have convenient access to your money when you need it.  And with our branch lobbies being temporarily closed (although our drive-ups remain open), there’s no better time to use ‘contactless’ services like…
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Stay Safe, and Keep Your Money in a Safe Place, Too!

We know that a lot of people are feeling uneasy about a number of things during these uncertain times. Patriot Federal Credit Union wants to assure you that one thing you shouldn’t worry about is the money you have saved and placed in our trust at the credit union.  You’ll always have access…
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8 Ways to Make Your Home More Energy Efficient

Becoming more energy efficient and reducing the amount of greenhouse gasses we emit is a hot topic in today’s world. Reporters harp on the changes businesses can make to make a difference, but how can you help? Energy efficiency is also a great way to save money on utility expenses and increase your…
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7 Tips to Afford Your Dream Wedding

If you recently got engaged and are looking to start planning your wedding, congratulations! We all want our wedding day to be the happiest day of our lives. The question many people are asking at this point is: how do I get the perfect wedding without breaking the bank? Set a Realistic Budget The truth...Read…
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6 Smart Things to Do with Your Tax Return

Build or Strengthen an Emergency Fund You can never be too careful or have too much money in your savings account. Although putting it straight into your savings account is probably one of the least fun ways to use a tax return, this is a solid way to set yourself up for financial success and...Read…
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How to Make 2020 the Year You Stick to Your Money Saving Resolution

Let’s face it – New Year’s Resolutions are hard to stick to, whether they are financial goals, health goals, whatever. So, how do we help ourselves stick to a goal of saving money or getting out of debt? Check out the following tips to help improve your bank account in 2020. Set a SMART Goal...Read…
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