Personal Finance

Losing track of a retirement account might sound unlikely—until you consider how often people change jobs. In fact, millions of Americans have done just that. According to a report from Capitalize, an estimated $1.7 trillion is sitting in lost or forgotten 401(k) accounts, with an average balance of $56,616. That...

Life moves fast. So fast that you’ve likely already spent about ten seconds reading to this point. What could you have done in that same amount of time? The answer is A LOT if you’re putting our various digital banking tools to work for you. Managing your money should be...

Life has a way of surprising us. Sometimes those surprises are wonderful, like a new job or the chance to travel somewhere you’ve always wanted to visit. Other times, the unexpected can throw your finances off track in an instant. Whether it’s a sudden trip to the ER, a broken...

Student loan payments are now back in full swing, and while most eyes are focused on young college students, it’s Millennials and Gen Xers who are truly struggling. Finding ways to balance student loan payments with the rest of life’s obligations can be challenging – especially when raising a family,...

Even as government operations resume, many households are still feeling the strain —from missed paychecks to rising costs of everyday essentials. Financial stress doesn’t disappear overnight, and it’s normal to feel uncertain about how to move forward. Whether your income was directly affected by the shutdown, you’re a contractor who...

From the outside, credit unions and banks can seem nearly identical. Both offer checking and savings accounts, loans, credit cards, and digital banking tools. But once you look a little deeper, the differences between them become more than just noticeable—they become meaningful. Whether you're opening your first savings account or...

At Patriot Federal Credit Union, keeping you informed about changes that affect your banking experience is our priority. Some members rely on external peer-to-peer (P2P) payment services like Zelle. If you use Zelle with your Patriot account, here’s what you need to know about the upcoming changes.

Saving money may seem overwhelming at first, with all the options available—savings accounts, certificate accounts, or retirement plans. But the most important factor in saving is forming the habit. The key is to start small, whether it’s cutting back on a daily coffee or setting aside part of your paycheck....

As a member of Patriot Federal Credit Union, you know the value of being part of a member-owned financial institution. But did you know that there is a growing push to impose taxes on credit unions? This would affect not only the financial institutions themselves but also you—the member. It’s...