In early August 2023, the Federal Reserve Bank of New York revealed that US consumer credit card debt surged to its highest level – topping $1 trillion.1 This upswing in credit card spending comes as individuals nationwide grapple with managing their finances amidst escalating prices.
As we prepare for the new year, now is the perfect time to reflect on our financial habits and set goals for improvement. One crucial aspect of your overall fiscal health is your credit. Your credit score is a critical factor in determining your financial well-being, impacting your ability to...
December is, without a doubt, one of the busiest months of the year. Your schedule is likely packed to the brim between the holiday festivities and year-end work goals. But did you know it’s also a crucial time for managing your finances?
Grandparents are famous for spoiling their grandchildren. And it’s so easy when they’re young. Between extra desserts after dinner to buying new toys, everything lights up their faces – and melts your heart.
Everyone needs access to extra cash from time to time. Whether it’s an unforeseen medical bill, a sudden car repair, or simply the desire for additional spending money during your vacation, having extra cash on hand is always welcome. If you’re looking for a practical solution, consider skipping a loan...
Black Friday, arguably the greatest shopping day of the year, is almost upon us. As the gateway to the holiday shopping season, it’s the perfect love story between retailers and consumers.
We all have them. We know they cost a small fortune. Yet, instead of canceling subscriptions, we find ourselves subscribing to even more. Businesses across all industries have found creative ways to cash in on this profitable business model – and consumers can’t resist clicking “subscribe.”
The holiday season is right around the corner, and it’s safe to say this will be one of the most expensive yet. Everyone is already feeling the financial squeeze thanks to inflation and rising prices. So, when you begin to think about holiday gifts, decorations, parties, and travel, it can...
With the holiday season right around the corner, you may already be thinking about your travel plans. Whether you’re heading home to be with family, visiting friends, or going on a well-deserved vacation, travel costs can consume a significant portion of your holiday budget.
