Rates
Checking/Savings Accounts
Average Daily Balance |
APY1 |
---|---|
1APY=Annual Percentage Yield. Rates are variable and are subject to change at any time. Withdrawals and fees could reduce earnings. Minimum opening balance $2,500. |
|
Average Daily Balance $2,500-$20,000 |
APY1 2.50% |
Average Daily Balance $20,000.01+ |
APY1 0.00% |
Minimum Daily Balance |
APY1 |
---|---|
1APY=Annual Percentage Yield. Rates are variable and are subject to change at any time. |
|
Minimum Daily Balance $5 |
APY1 0.20% |
Minimum Daily Balance |
APY1 |
---|---|
1APY=Annual Percentage Yield. Rates are variable and are subject to change at any time. |
|
Minimum Daily Balance $2,500 |
APY1 1.00% |
Minimum Daily Balance $10,000 |
APY1 1.15% |
Minimum Daily Balance $25,000 |
APY1 1.35% |
Minimum Daily Balance $100,000 |
APY1 1.80% |
Minimum Daily Balance $250,000 |
APY1 2.00% |
Minimum Daily Balance |
Disbursement |
APY1 |
---|---|---|
1APY=Annual Percentage Yield. Rates are variable and are subject to change at any time. Fee applies for early withdrawal. |
||
Minimum Daily Balance $0 |
Disbursement October 1st |
APY1 0.20% |
Minimum Daily Balance |
APY1 |
---|---|
1APY=Annual Percentage Yield. Rates are variable and are subject to change at any time. |
|
Minimum Daily Balance $0 |
APY1 0.20% |
Certificate Specials – Traditional IRA or Roth IRA
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 4.60% |
Dividend Earnings2 $420.87 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 4.60% |
Dividend Earnings2 $1,052.18 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 4.60% |
Dividend Earnings2 $4,208.72 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 4.60% |
Dividend Earnings2 $10,521.79 |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Other restrictions may apply. |
|||
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 2.50% |
Dividend Earnings2 $189.07 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 2.55% |
Dividend Earnings2 $482.21 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 2.65% |
Dividend Earnings2 $2,005.15 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 2.70% |
Dividend Earnings2 $5,108.30 |
Certificate Accounts (3-24 Months) – Traditional IRA or Roth IRA
Minimum Balance |
Tier |
APY1 |
---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 1.50% |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 1.60% |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 1.65% |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 1.75% |
Minimum Balance $250,000.01 |
Tier $250,0001.01+ |
APY1 1.80% |
Minimum Balance |
Tier |
APY1 |
---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 2.30% |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 2.40% |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 2.45% |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 2.55% |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 2.60% |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 2.55% |
Dividend Earnings2 $25.80 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 2.65% |
Dividend Earnings2 $268.24 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 2.70% |
Dividend Earnings2 $683.42 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 2.80% |
Dividend Earnings2 $2,836.21 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 2.85% |
Dividend Earnings2 $7,218.81 |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 2.65% |
Dividend Earnings2 $40.51 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 2.75% |
Dividend Earnings2 $420.63 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 2.80% |
Dividend Earnings2 $1,071.09 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 2.90% |
Dividend Earnings2 $4,440.52 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 2.95% |
Dividend Earnings2 $11,296.72 |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 2.80% |
Dividend Earnings2 $57.53 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 2.90% |
Dividend Earnings2 $596.41 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 2.95% |
Dividend Earnings2 $1,517.46 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 3.05% |
Dividend Earnings2 $6,281.67 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 3.10% |
Dividend Earnings2 $15,969.32 |
Certificate Accounts (30-60 Months) – Traditional IRA or Roth IRA
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 4.15% |
Dividend Earnings2 $109.12 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 4.25% |
Dividend Earnings2 $1,118.91 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 4.30% |
Dividend Earnings2 $2,831.92 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 4.40% |
Dividend Earnings2 $11,605.35 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 4.45% |
Dividend Earnings2 $29,361.08 |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 2.90% |
Dividend Earnings2 $90.78 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 3.00% |
Dividend Earnings2 $940.51 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 3.05% |
Dividend Earnings2 $2,392.24 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 3.15% |
Dividend Earnings2 $9,897.31 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 3.20% |
Dividend Earnings2 $25,154.61 |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 3.15% |
Dividend Earnings2 $134.09 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 3.25% |
Dividend Earnings2 $1,386.28 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 3.30% |
Dividend Earnings2 $3,522.54 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 3.40% |
Dividend Earnings2 $14,546.16 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 3.45% |
Dividend Earnings2 $36,937.07 |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 3.50% |
Dividend Earnings2 $190.94 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 3.60% |
Dividend Earnings2 $1,968.95 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 3.65% |
Dividend Earnings2 $4,997.04 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 3.75% |
Dividend Earnings2 $20,587.76 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 3.80% |
Dividend Earnings2 $52,221.66 |
Continuous Saver Certificate Accounts – Traditional IRA or Roth IRA
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $25 |
Tier $25-$999 |
APY1 1.65% |
Dividend Earnings2 $0.84 |
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 1.70% |
Dividend Earnings2 $34.56 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 1.75% |
Dividend Earnings2 $355.93 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 1.80% |
Dividend Earnings2 $915.70 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 1.90% |
Dividend Earnings2 $3,870.00 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 1.95% |
Dividend Earnings2 $9,934.39 |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $25 |
Tier $25-$999 |
APY1 2.15% |
Dividend Earnings2 $2.83 |
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 2.20% |
Dividend Earnings2 $116.17 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 2.25% |
Dividend Earnings2 $1,189.54 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 2.30% |
Dividend Earnings2 $3,043.75 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 2.40% |
Dividend Earnings2 $12,736.17 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 2.45% |
Dividend Earnings2 $32,544.49 |
Vehicle Loans
Terms |
APR2 (as low as) |
---|---|
1LTV=Loan to Value |
|
Terms Up to 63 months |
APR2 (as low as) 6.99% |
Terms 64-75 months |
APR2 (as low as) 7.24% |
Terms 76-84 months |
APR2 (as low as) 7.74% |
Terms |
APR2 (as low as) |
---|---|
1LTV=Loan to Value |
|
Terms Up to 63 months |
APR2 (as low as) 7.49% |
Terms 64-75 months |
APR2 (as low as) 7.74% |
Terms 76-84 months |
APR2 (as low as) 8.74% |
Personal Loans
Term |
APR1(as low as) |
---|---|
1Annual Percentage Rate (APR) shown is for applicant with credit scores 735 or higher. Rates apply to new loans to Patriot. Example: $7,500 loan, monthly payment will be $249.07 for 36 months at 11.99%. Other rates and terms available. Rates may change without notice. All loans subject to credit approval. |
|
Term Flexible terms available |
APR1(as low as) 11.99% |
Term |
Loan Amount |
APR1 (as low as) |
Estimated Monthly Payment |
---|---|---|---|
1Annual Percentage Rate (APR) $1000 minimum loan amount. $20.00 processing fee. Interest rate is 13.50%. Example: $1,000 loan with a 17.37% APR would have a monthly payment of $89.55. Rates may change without notice. All loans subject to credit approval. |
|||
Term 12 months |
Loan Amount $1,000 |
APR1 (as low as) 17.37% |
Estimated Monthly Payment $89.55 |
APR1 |
---|
1APR=Annual Percentage Rate. Rates may change without notice. All loans subject to credit approval. Maturity of the loan must not precede the maturity of the certificate. |
APR1 Certificate rate + 3.00% |
APR* |
---|
*APR=Annual Percentage Rate. Rates may change without notice. All loans subject to credit approval. |
APR* Current dividend rate on regular shares + 4.00% |
Home Equity Loans & Lines of Credit
Term |
LTV1 |
APR2 (as low as) |
---|---|---|
1LTV=Loan to Value |
||
Term 60 months |
LTV1 up to 70% |
APR2 (as low as) 5.99% |
Term 60 months |
LTV1 71-80% |
APR2 (as low as) 6.24% |
Term 60 months |
LTV1 81-90% |
APR2 (as low as) 6.99% |
Term 120 months |
LTV1 up to 70% |
APR2 (as low as) 6.19% |
Term 120 months |
LTV1 71-80% |
APR2 (as low as) 6.44% |
Term 120 months |
LTV1 81-90% |
APR2 (as low as) 7.19% |
Term 180 months |
LTV1 up to 70% |
APR2 (as low as) 6.79% |
Term 180 months |
LTV1 71-80% |
APR2 (as low as) 7.04% |
Term 180 months |
LTV1 81-90% |
APR2 (as low as) 7.79% |
LTV1 |
APR2 (as low as) |
---|---|
1LTV = Loan To Value |
|
LTV1 up to 70% |
APR2 (as low as) 8.24% |
LTV1 71-80% |
APR2 (as low as) 8.49% |
LTV1 81-90% |
APR2 (as low as) 9.24% |
Questions? We’re Here to Help.
Disclosures
-
Rates are effective as of 3/27/2024.
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This credit union is federally insured by the National Credit Union Administration.
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Equal Housing Lender