couple envisioning their new home

Mortgages and Home Equity Loans

Whether you are planning to buy your first home, re-financing your home, or looking to do some home improvements or renovations, Patriot has a home loan to fit your needs.


Let Patriot help you find the home loan that’ll have you crossing a new threshold into the home of your dreams without sacrificing what you truly want. Check out our different mortgage options or visit a branch to let one of our experienced mortgage officers guide you in the right direction.

Learn More About Mortgages

Home Equity Loans:

Use the equity you have built in your home to finance home improvements, higher education, large purchases, or to consolidate higher interest rate debt the smart way with one of our home equity loan options.

Learn More about our new Flex Equity Line

Learn More about Fixed Home Equity Loans

View Our Current Rates

Find a Branch

Vehicle Loans

Auto Loans:

Everyone has a dream car, truck, or van and yours is out there. We can help you get it! We have gone the extra step for convenience and partnered with select local auto dealers. This means you can either get your loan with us at one of our branches or directly at the dealer.

Learn More About Auto Loans

Motorcycle, ATV, RV & Boat Loans:

If your dream is to own a new or pre-owned motorcycle, RV, ATV, or boat, we can help with that too! Be on your way to your next adventure in the blink of an eye by either visiting a local branch to apply for your loan or getting it right at one of our dealer partners.

Learn More About Other Vehicle Loans

View Our Current Rates

Find a Preferred Local Dealer

Personal Loans

We also have other loan options available to provide our communities with the financial freedom they have always dreamed about! Check out these other options or visit a branch to learn more:

Secured Loans

Signature Loans

VISA Credit Cards

Student Loans

View Our Current Rates

Apply for a loan at Patriot Federal Credit Union

Get more out of borrowing when you bank with Patriot Federal Credit Union. When you join a credit union, you’re not just a number, you’re a member. Since we are a not-for-profit, community-based credit union, all of our efforts go towards being able to offer our communities the best possible loan rates, unlike the big banks who focus on making themselves a profit. Patriot prides itself on being a convenient place in our communities that is able to provide access to all types of loans that not only meet your needs, but come from staff who care. All loan decisions are made locally, right here in your community.

Patriot cares about the communities we’re in, so we want to make it easy for members of these communities to attain life goals of getting a new home, a new vehicle, and more. We have options for everyone, no matter what stage of life you’re in and what type of financial support you are looking for. Whether you’re buying a new home, looking to purchase a new car, or sending your child to college, Patriot offers the products and services you need, right around the corner.

Patriot’s mission is “People Helping People – Not for Profit, Not for Charity, But for Service.” Stop by one of our branches in Chambersburg, PA, Shippensburg, PA, Waynesboro, PA, or Hagerstown, MD, today and see for yourself.

Find a Branch