Credit Cards

Get the best rate on the card that has spirit! With a great interest rate and no hidden fees, there are lots of reasons to carry a Patriot Visa®.

Effective August 24, 2018, members will be able to access their credit card account through eBranch and Patriot Mobile – just one log-in to access all of your account information at Patriot. Cardholders will be able to view credit card account activity and historical activity, transfer from their Patriot checking or savings to make payments, elect to have monthly invoices/statements sent via email, and more. Learn More

Call us at 888-777-9982 if you have any questions, or simply drop by a local Patriot branch.

Platinum Patriot VISA®

Get the Credit Card with Spirit!

Because you have enough to worry about, the last thing you need to be concerned with is getting the best rate on your credit card. For all your major purchases and everyday expenses, Patriot’s Platinum VISA® has a low interest rate, no hidden fees, and lots of benefits to stretch your budget!

  • Low rates as low as 11.74% APR* on purchases and cash advances
  • No annual fee
  • No balance transfer fee
  • Low minimum payments – only $25 or 1.5% of balance, whichever is greater
  • Verified by VISA® online protection
  • 25-day grace period
  • Chip-enhanced (EMV) credit cards

Value-Added Benefits:

In addition to the above, our credit cards also offer:

  • Purchase Security
  • Extended Warranty Protection
  • Auto Rental Collision Damage Waiver
  • Travel & Emergency Assistance Service
  • Travel Accident Insurance

Learn More

Patriot Secured VISA® Credit Card

The Great Starter Card with Spirit!

Created for those special situations when you are looking to build or rebuild your credit, the Patriot Secured Visa Credit Card is the perfect option. Here’s how it works:

  • Decide what credit limit you would like. An equivalent deposit must be maintained in your share savings account.
  • For example, a deposit of $500 held as collateral is the amount of your credit limit.
  • When you use the Secured Visa®, you must pay it back with regular payments to establish a good track record.
  • Your good track record will be reported to the credit bureaus, which means you begin building a good credit history.

The Secured Visa requires you to stay within a credit limit covered by the savings deposit in the same amount. So, if you have the discipline to make your payments on time and pay off the balance, you’ll be rewarded with a credit score that opens up options for loans down the road!

Here are the benefits of this great credit card option:

  • No annual fee
  • No balance transfer fee
  • Low minimum payments – only $25 or 1.5% of balance, whichever is greater
  • Verified by VISA® online protection
  • 25-day grace period
  • Accepted Worldwide


Verified by VISA®

A secure way to make all of your online VISA card purchases.

» Click here for Debit Card

Manage Your Account Online

With MyCardInfo, online account access is available whenever you need to check your balance, pay your bill or review recent transactions. It’s a secure site so you can rest assured that your information is safe and you can manage your credit card account on your schedule 24/7.

Easy to Apply Today

To apply, call 888-777-9982, or click here to apply online or download and fill out a balance transfer form and bring it to any Patriot branch office.

*For credit card rates, fees and disclosures:

Click here for rates, fees and disclosures.

Merchant Fees:

Click here for Merchant Fees for Patriot VISA ® Credit Cards.