Fixed Home Equity Loan

Patriot’s traditional  fixed home equity loan provides a fixed 3.49 % APR*,  one lump-sum payout, and equal monthly payments over a specific time period. If you are looking to borrow a specific amount of money over a defined period of time, a home equity loan may be the best option to meet your needs.

Patriot’s fixed home equity loan offer great benefits, including:

  • Loans up to 100% of the equity in your home
  • Interest rate and payment are fixed for the life of the loan
  • No prepayment penalty

Using the equity you have built in your home can be a smart way to finance home improvements, higher education, large purchases or to consolidate higher interest rate debt.  Choose from a fixed rate Home Equity Loan or variable rate Flex Equity Line.

Putting Money in Your Pocket for Less!

For a limited time, get a home equity loan at Patriot and pay no closing costs! Contact our mortgage team to learn more by calling 717-709-2580 or submitting our online contact form.

Check Our Rates      Existing Member Apply Today     Non-Member Apply Today

You can also check out the home loans section of our learning center blog for tips on buying, selling, and renovating homes.

All loans are subject to credit approval and pertinent closing costs apply.

*Annual Percentage Rate as of April 01, 2022 for a fixed rate Home Equity Loan at a 70% Loan-To-Value (LTV) Ratio for 60-month term. For example, $20,000 loan ,monthly payment will be $363.73 for 60 months at 3.69% and does not include taxes and insurance premiums. Your actual payment may vary based on the loan amount, term, APR, credit worthiness, tax and insurance, and other factors. Other rates and terms are available. Rates and loan approval subject to individual credit worthiness and Debt-To-Income (DTI) Ratio and LTV guidelines. The minimum loan amount is $7,500. Property must be the borrower’s primary residence. $99 origination fee will apply. Property insurance is required. Borrower is responsible for state recordation tax — amounts may vary by state, county and amount borrowed. Rates subject to change without notice. Must meet member eligibility requirements. Other restrictions apply. THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION
** -No closing costs if you maintain your loan for at least 3 years.