Personal Loans/Signature Loans

Looking to Stretch Your Budget? Have balances on higher-rate credit cards or need funds for a special purchase? Consider a Personal Signature Loan and see how you can save.

A Personal or Signature Loan is ideal when you do not have any collateral that you want to pledge as security for your loan. You simply provide your signature as a promise to repay. A Personal Loan offers you the money you need with a comfortable, fixed rate for a variety of purposes from bill consolidation to unexpected expenses, a special vacation and more!

Express Signature Loans

If you need funds to stretch your budget and want quick convenience, the Express Signature Loan* offers what you need! Looking for some extra cash to get you through the holidays? Or maybe take that much-deserved vacation? When you need some money and need it fast, this a quick and easy way to get a $1,000 loan for 12 months.

You need to have been a member of Patriot for 12 months, eligible for Overdraft Protection and have had a checking account for the last 3 months. You will need to have a recurring direct deposit, no less frequency than monthly for $500 or more. The $20 fee cannot be added on to the $1,000 loan amount.

Check out our current rates and terms.

*To qualify for an Express Signature Loan, you must be a primary member, 18 years or older, in good standing for at least one year, and be eligible for Overdraft Protection. Applicant must also have a recurring direct deposit, no less frequency than monthly, for a minimum of $500. You must have a checking account open for at least 3 months. There will be a mandatory $20 application fee payable at the time of loan disbursement. The fee cannot be added on to the $1,000 loan. Interest rate is 13.50% effective 01/14/21. Monthly payment on a $1,000 loan for a period of 12 months is $90.05 with a 17.06% APR (APR = Annual Percentage Rate). Subject to approval. Other conditions and restrictions apply. All terms subject to change without notice. Equal Opportunity Lender. Insured by NCUA.

For more information

…speak with a Patriot Federal Credit Union Membership Officer, call
Chambersburg 717-263-4444
Hagerstown 301-766-7328
Toll Free: 888-777-9982

…or, stop by a branch to apply or to speak to a representative; view our branch locations and hours.