Business & Non-Profit Checking Options

Smart checking solutions for your business.

We Make Managing Your Daily Finances Easy

Your business is important to the growth of our local economy and the future of our community. Helping you meet the changing needs of your business and managing your money is the foundation for our business checking options.

Our Checking Options

1

Business Checking I

Our first tier business checking is ideal for the small business with about 500 transactions a month. There’s no minimum balance requirement and no monthly service fees.

2

Business Checking II

Our second tier business checking is ideal for larger businesses. With the first 750 transactions free each month, this option is great for lots of small business owners.

3

Business Checking III

Our third tier business checking is great for a busier mid-sized business, with the first 1,000 transactions free.

4

Non-Profit Checking

Non-Profit Checking is perfect for non-profit organizations to manage their daily transactions.

Compare Business Membership Options

  • Minimum Opening Deposit Amount

    Minimum Opening Deposit Amount

  • Free Transactions

    Free Transactions

  • Excess Transaction Fee1 (per item)

    Excess Transaction Fee1 (per item)

  • Monthly Service Fee2

    Monthly Service Fee2

  • Debit Card

    Debit Card

  • ATM Fees Waived 

    ATM Fees Waived 

  • Surcharge-Free ATMs

    Surcharge-Free ATMs

Business Checking I

  • Minimum Opening Deposit Amount

    $0

  • Free Transactions

    First 500/month free

  • Excess Transaction Fee1 (per item)

    $.25

  • Monthly Service Fee2

    $0

  • Debit Card

    VISA Business Debit Card

  • ATM Fees Waived 

    6 ATM fees waived per month

  • Surcharge-Free ATMs

    Access to over 55,000 Allpoint ATMs worldwide

Business Checking II

  • Minimum Opening Deposit Amount

    $0

  • Free Transactions

    First 750/month free

  • Excess Transaction Fee1 (per item)

    $.25

  • Monthly Service Fee2

    $10

    Waived if a daily minimum balance of $2,500 is maintained

  • Debit Card

    VISA Business Debit Card

  • ATM Fees Waived 

    6 ATM fees waived per month

  • Surcharge-Free ATMs

    Access to over 55,000 Allpoint ATMs worldwide

Business Checking III

  • Minimum Opening Deposit Amount

    $0

  • Free Transactions

    First 1,000/month free

  • Excess Transaction Fee1 (per item)

    $.25

  • Monthly Service Fee2

    $20

    Waived if a daily minimum balance of $10,000 is maintained

  • Debit Card

    VISA Business Debit Card

  • ATM Fees Waived 

    6 ATM fees waived per month

  • Surcharge-Free ATMs

    Access to over 55,000 Allpoint ATMs worldwide

Non-Profit Checking

  • Minimum Opening Deposit Amount

    $0

  • Free Transactions

    First 300/month free

  • Excess Transaction Fee1 (per item)

    $.25

  • Monthly Service Fee2

    $0

  • Debit Card

    VISA Business Debit Card

  • ATM Fees Waived 

    6 ATM fees waived per month

  • Surcharge-Free ATMs

    Access to over 55,000 Allpoint ATMs worldwide

Ready to open an account?

Our business account checklist will help you gather the documents you’ll need to open a business account based on your business type. View the Pennsylvania Checklist or Maryland Checklist to get started.

Members also have access to these additional services…

Computer

Free Online & Mobile Banking

Cash

Free eStatements & Bill Pay

Rewards

Safe Deposit Box Rentals

Check

Signature Guarantee & Validation Services

Document

Notary Services

Bag with dollar sign

Credit Union Discounts and Benefits

Looking to open a business membership?

Here are the items you will need: MD Checklist | PA Checklist

Due to documentation requirements, please visit a branch or call to schedule an appointment. 

Visit a BranchContact Us

Open a Business Checking Account

Visit one of our credit union offices in Chambersburg, Shippensburg, Waynesboro, Hagerstown, MD or Frederick, MD to learn more about how Patriot can help your business today!

Get in touch
Contact us
Visit a branch
Find us nearby

Disclosures

  • NCUA

    This credit union is federally insured by the National Credit Union Administration.

  • Equal Housing Lender

    Equal Housing Lender

  • 1Each item is considered a transaction: each deposited item, each share draft paid, each account transfer (deposit and withdrawal), each debit/check card , each ATM transaction, each bill payment, each ACH transaction, etc.

  • 2Fee is assessed to the first share draft checking in numerical order (ex: S25, S26, S27). Minimum daily balances are calculated by adding all share accounts under a membership with the exception of certificates of deposit.