Business Loans & Lines of Credit
Helping local businesses succeed.
It may be business, but to us it’s personal
It’s our business to keep your business growing. Patriot has the financing solutions to keep your business moving in the right direction.
Patriot Business Loans
Patriot offers a variety of business loans, including…
Working Capital Loans
Purchase furniture and fixtures, tools, leasehold improvements, a permanent investment in your inventory and additional backing for accounts receivable.
Business Equipment Financing
Ideal for purchasing heavy equipment, manufacturing equipment, medical or dental equipment, and computer systems/IT equipment.
Business Vehicle Loans
If your business needs a new, reliable business-use vehicle, Patriot can make it happen. We offer up to 100% financing on business-use vehicles.
Revolving Lines of Credit
Plan during the peak season, fund special projects, purchase additional inventory, or provide liquidity when you need it most.
Meet our team
Consult with a Business Loan Officer for financing solutions today.
Mary Cordell
mcordell@patriotfcu.org
(717) 709-2579
Serving businesses in Franklin County, PA and the surrounding areas.
32 years of banking and relationship-building experience.
Brittany Leppert
bleppert@patriotfcu.org
(240) 850-7014
Serving businesses in Washington County, MD and the surrounding areas.
17 years of banking and relationship building experience.
Eric Foreman
eforeman@patriotfcu.org
(717) 709-2514
Serving businesses in Franklin County, PA and the surrounding areas.
25+ years of business banking experience.
What You’ll Need to Apply
Complete a business loan application and provide Patriot with the following:
- Personal Tax Returns: Past two years with all schedules to include all K-1 and W-2 Forms
- Business Tax Returns: Last year of business tax returns with all schedules
- Internal P&L and Balance Sheet: If 6 months after the fiscal year end
- Rent Roll and/or Leases: If loan repayment is dependent on rental income
- Personal Tax Returns: Past two years with all schedules to include all K-1 and W-2 Forms
- Personal Financial Statement
- Business Tax Returns: Past two years of business tax returns with all schedules
- Business Debt Schedule: To include business debts not found on the Personal Financial Statement
- Internal P&L and Balance Sheet: If 6 months after the fiscal year end
- Rent Roll and/or Leases: If loan repayment is dependent on rental income
- Personal Tax Returns: Past three years with all schedules to include all K-1 and W-2 Forms
- Personal Financial Statement
- Business Tax Returns: Past three years of business tax returns with all schedules
- Business Debt Schedule: To include business debts not found on the Personal Financial Statement
- Internal P&L and Balance Sheet: If 6 months after the fiscal year end
- Rent Roll and/or Leases: If loan repayment is dependent on rental income
Note: often times there are other pieces of information needed depending on the loan transaction. Those items could include: Sales agreement, project budget, equipment invoices, etc.
Apply for Business Lending Today
Contact our business lenders or visit us to discuss your ideas and opportunities.
Back to top Disclosures
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This credit union is federally insured by the National Credit Union Administration.
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Equal Housing Lender