Providing safe and secure solutions since 1965.

Established in 1965, Patriot Federal Credit Union is a not-for-profit financial cooperative, democratically owned and run by its members. The credit union is governed by a volunteer Board of Directors, elected by the membership. Ronald Celaschi is Chief Executive Officer.

Community Charter

You are eligible to join if you live, attend school, worship, work or even if you regularly conduct business in: Franklin County, PA; Frederick County, MD; Washington County, MD and the Eastern Panhandle of West Virginia – Berkeley, Jefferson, and Morgan Counties. Your Credit Union membership is for life, regardless of whether you change jobs, move, or retire. Wherever you go or whatever you do, you can access your financial products and services at Patriot Federal Credit Union by mail, phone, fax, e-mail, Internet, mobile device, and a nationwide network of ATMs.

Our Credentials

With assets in excess of a billion dollars, Patriot Federal Credit Union is federally insured by the National Credit Union Administration, with ten branch office locations serve its more than 77,000 members. Organized to meet your financial needs, Patriot Federal Credit Union offers a full line of savings and loan products and services, including mortgages and business lending services. Members enjoy competitive savings rates, attractive loan rates, and low or no fee services.
Patriot has become one of the largest credit unions headquartered in the commonwealth of Pennsylvania. Management leadership, technological advancements, employee education, recruitment and training of volunteers, and the cooperative efforts of the total credit union “family” have been important contributing factors toward the successful growth of Patriot Federal Credit Union.

The on-going addition of convenience services provides members with access to their credit union accounts from home, office, or on the go. Patriot Federal Credit Union members can take advantage of services such as SMARTLine (24-hour automated telephone banking), SMART Pay (online/mobile bill payer service), eBranch (online banking), Patriot Mobile (mobile banking) with Mobile Deposit, online loan applications, eStatement, online account opening, VISA Debit and Credit Cards for consumers and businesses with access to Patriot ATMs, ATMs in the Pulse and PLUS ATM networks, and over 55,000 surcharge Allpoint ATMs . . . and much more!

Understanding what financial services members want and need, and providing those services is the credit union’s formula for success.