Certificates take the risk out of reaching your savings goals! With a choice of flexible terms, Certificates are available for general savings as well as Individual Retirement Accounts (IRA) – Traditional and Roth.
Share Certificate
Share certificates provide higher earnings than a regular savings account. Since these accounts restrict access to funds, they’re a great incentive to keep building up savings.
- Open with as little as $1,000
- Available in terms of 3 months to 5 years
- Rates are tiered based on the amount of deposit – the more you deposit, the higher the dividend rate will be
- Monthly dividends
- Low-risk investment- Insured up to $250,000 by NCUA
- Fixed dividend rate
- No monthly account fee
Continuous Saver Certificate
Continuous Saver Certificates are a great certificate option for children and those interested in opening a certificate who do not yet have a large balance to deposit.
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- Open with as little as $25
- Additional deposits of $10 or more may be made as often as you like
- Available in terms of 24 and 60 months
- Rates are tiered based on the amount of deposit – the more you deposit, the higher the dividend rate will be
- Low-risk investment – Insured up to $250,000 by NCUA
- Fixed dividend rate
- No monthly account fee
Existing Member Open a Certificate Not yet a Member? Open a Certificate
Rates, terms and conditions subject to change without prior notice. Early withdrawal may lower earnings. Penalties may be imposed for early withdrawal. IRA products are subject to IRS regulations. Consult your tax advisor.