eBranch Services

e-SMART Bill Pay

Save time, checks and postage with e-SMART Bill Pay. With a few clicks of your mouse, you can schedule recurring monthly payments and one-time payments that are automatically deducted from your Patriot Checking Account. This service is free to registered users of eBranch online banking.


Security of members’ account information is of the utmost importance at Patriot. When you enroll to receive e-Statements, you can rest assured you have selected a safe and secure online option to obtain your monthly credit union statement. For your convenience, statements are available through eBranch, 24 hours a day/7 days a week. Enroll today! Click here to learn how to set up eStatements and know more about the benefits.

Apply online

Need a loan? Complete our online Loan Application. A Membership Officer will contact you within 24 hours. If submitting your application on a weekend or holiday, a Membership Officer will contact you by the end of the next business day.

Want to open another share account? With our Online Application, you can open a checking, savings, vacation club, Christmas club, money market account, or certificate.

Balance & Security Alerts

Manager your accounts with Alerts – receive notifications about account access or when the balance in your account reaches a certain point. All members enrolled in eBranch have immediate access to Alerts.

Alerts provide you with the capability to tailor your account to receive notifications of important credit union information via email or text message. You choose the alerts that are most helpful to you – balance level, activity, etc.  Plus, Alerts reside in eBranch, so they may be added, removed, or edited at any time.


Members should keep in mind that efforts to steal personal information (i.e., identity theft) and account access information are a constant threat. As Patriot already has sufficient access to a member’s account to provide services and to answer member questions, there is never a need for us to ask for your personal online account (eBranch) identification codes, passwords, or log-in phrases.

Under no circumstances will we contact a member for their electronic banking access information. If a member receives such a request, whether by mail, phone, text or e-mail that appears to have originated from Patriot Federal Credit Union, they should immediately contact us to report the incident. If you discover any suspicious activity in any of your accounts or have any questions about information security, please contact us.