Ask ten people when the best time to buy a car is, and you’ll probably get ten different answers. One person recommends holiday sales, another waits for year-end clearance events, and someone else insists the best deals happen during the last few days of the month. Those strategies all have...
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It usually begins with something that feels normal. A phone call that appears to be from the credit union with a person on the other end who is calm, professional, and ready to help. They explain there’s been suspicious activity on your account and that a quick fix is needed...
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Members who are preparing to apply for a loan tend to focus on the same things. They pay bills on time, monitor their credit score, and try to avoid taking on additional debt before applying. Whether they’re buying a vehicle, consolidating debt, or preparing to purchase a home, many assume...
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Debt is often viewed negatively; however, not all debt is bad. In fact, using credit responsibly is a wise strategy to achieve milestones, such as buying a home, purchasing a car, or paying for a wedding. It can also help Summer is here, and the open road is calling! Whether...
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With the high school graduation celebrations in the rearview mirror, it’s time to prepare your child for the next big chapter in their life – heading off to college. For parents, the transition of sending their child into the real world on their own can be difficult, especially if they...
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In a year when financial uncertainty remains top of mind, many savers are looking for stability without sacrificing meaningful returns. That’s why share certificates, long valued for their simplicity and guaranteed growth, are making a strong comeback. Patriot Federal Credit Union’s special 15-month Share Certificate offers a competitive 4.00% APY*...
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Patriot Federal Credit Union was proud to volunteer with Habitat for Humanity of Washington County during this year's Project Playhouse event, joining other local businesses and community partners to help create a special play space for a local family.
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Scammers are constantly finding new ways to target individuals and families, often using fear, urgency, and confusion to pressure people into making quick financial decisions. Recently, the Waynesboro Police Department shared information regarding a computer refund scam that has affected local residents — including one case that resulted in a...
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Summer is the season of family vacations, road trips, beach days, theme parks, and making memories with the people who matter most. Many families spend weeks researching destinations, comparing hotel options, and planning activities long before they leave home. What often receives far less attention is the financial side of...
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