Home Loans

Using a HELOC to Overcome Inflation

When inflation first started to pick up, it was an annoyance. Prices were rising on groceries, and dining out became a luxury. Fast forward a year, and prices are up on just about everything, including utilities, gas, and even car insurance. Inflation is wearing people financially thin. Trying to free…
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Pre-Qualified vs. Pre-Approved: Which is Better?

Like most people, you probably receive loan offers regularly in the mail or via email. Whether for auto loans, credit cards, debt consolidation loans, or home loans, the verbiage is probably very similar – they all offer you the opportunity to apply for a loan. However, you may have noticed that some…
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Tactics for Buying a Home as Rates Climb  

During the pandemic, mortgage interest rates fell to some of the lowest levels ever recorded. This was a boon for homeowners as they could refinance their mortgages and lock in record-low rates. Homebuyers benefited as their buying power increased, and they could purchase properties they might otherwise…
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Why Adjustable-Rate Mortgages are Making a Comeback

The housing market always goes through its ups and downs. During the pandemic, homeowners and homebuyers alike were able to benefit from record-low interest rates. Now, as inflation continues to soar and the Federal Reserve raises rates to offset the climb, the market is cooling down. The combination…
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A Look at the 2023 Housing Market

While nobody has a crystal ball to see the future of the housing market in 2023, there are some trends and indicators to keep track of.  Here are some predictions for the 2023 housing market from industry experts.  You can click on the links provided, for additional housing market data and information…
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What do I Need to Know About Escrow?

I’m in the process of buying my first home, and I’m a bit confused by escrow and how it works. Even some people I know, who have bought homes before, are confused! What do I need to know about escrow? Buying a home is a long and complicated process involving several steps. Escrow occurs between...Read…
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My House Skyrocketed in Value. Now What?

The value of my house has shot up a lot in recent months. What steps should I take now? The flaming real estate market means homes are rising in value at a meteoric rate. In fact, in some areas of the country, properties have doubled in value over the last two years. Because of this,...Read More
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Don’t Forget to Follow Up on Your Home Inspection!

If you’re under contract for a new home, you’ve likely had an inspection conducted on your new home. This inspection is an important part of the home-buying process, and is generally required by the mortgage company. It can help you find any major defects in the home, such as a faulty roof or dying…
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When Should I Do It Myself and When Should I Leave it to the Pros

Which home improvement projects can I tackle myself, and which should I leave to the pros? In today’s world, when you can look online how to do practically any project, it’s tempting to want to do everything yourself, but it isn’t always the best choice. Attempting to do a project on your own can…
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Buying A Home In A Sellers’ Market

In many parts of the country, potential homebuyers are noticing the low number of homes for sale. According to many real estate analysts, the situation looks like it’s not going to change any time soon, as demand for housing is out pacing available inventory. That’s why it’s more important than…
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