Home Loans

Securing Your Dream Home: An Essential Checklist

Purchasing a home is a significant financial investment that takes time and dedication. While house hunting can be exciting, you need to complete several steps before ensuring you’re ready financially to become a homeowner. The following guide will walk you through a series of actions you should…
Read More

Unleash the Power of Your Home’s Equity

Unleash the Power of Your Home’s Equity Do you ever feel trapped by your finances? Maybe you have several big projects, like your home needs new flooring or your AC is on its last legs. Perhaps you opened your mailbox to find unexpected medical bills. All these projects and expenses can add up quickly,…
Read More

Preparing for a Home Makeover

 Preparing for a Home Makeover Your home is more than simply a house. It’s where you create memories with your family, entertain your friends, and relax after a hard day at work. As time passes, you want your home to keep up with your changing life and style. Perhaps you want to finish your basement...Read…
Read More

How to Buy a Home When Rates Keep Rising

Whenever you watch the news or read the latest headlines, someone claims that home ownership is no longer attainable due to rising interest rates. But is it true? Or is it just another thing to hype in the day’s news cycle? While interest rates are rising because of inflation, homeownership is still…
Read More

Things to Consider as Home Values Rise

Homeowners can’t help but do a little dance every time property values increase. What’s not to love? Higher values create more equity for homeowners. Sellers can pocket even more cash. And investors enjoy a nice boost to their net worth. Among all these positives, one may wonder if there are any…
Read More

Using a HELOC to Overcome Inflation

When inflation first started to pick up, it was an annoyance. Prices were rising on groceries, and dining out became a luxury. Fast forward a year, and prices are up on just about everything, including utilities, gas, and even car insurance. Inflation is wearing people financially thin. Trying to free…
Read More

Pre-Qualified vs. Pre-Approved: Which is Better?

Like most people, you probably receive loan offers regularly in the mail or via email. Whether for auto loans, credit cards, debt consolidation loans, or home loans, the verbiage is probably very similar – they all offer you the opportunity to apply for a loan. However, you may have noticed that some…
Read More

Tactics for Buying a Home as Rates Climb  

During the pandemic, mortgage interest rates fell to some of the lowest levels ever recorded. This was a boon for homeowners as they could refinance their mortgages and lock in record-low rates. Homebuyers benefited as their buying power increased, and they could purchase properties they might otherwise…
Read More

Why Adjustable-Rate Mortgages are Making a Comeback

The housing market always goes through its ups and downs. During the pandemic, homeowners and homebuyers alike were able to benefit from record-low interest rates. Now, as inflation continues to soar and the Federal Reserve raises rates to offset the climb, the market is cooling down. The combination…
Read More

A Look at the 2023 Housing Market

While nobody has a crystal ball to see the future of the housing market in 2023, there are some trends and indicators to keep track of.  Here are some predictions for the 2023 housing market from industry experts.  You can click on the links provided, for additional housing market data and information…
Read More