Home Loans

9 Hidden Costs of Home Ownership

We know there are costs when it comes to the actual purchase of a home (down payment, closing costs, insurance, etc.), but what happens after? If you’re interested in buying a home, be sure to consider other costs of actually being a homeowner (along with your mortgage payment) when deciding if you…
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7 Hidden Costs of Buying a Home

Is buying a home on your radar? Becoming a homeowner is such an exciting prospect! So, what do you need to know before getting serious about finding a home and signing the papers? You are probably intrigued by the cost of a mortgage payment usually being equal to or less than a rent payment. There’s...Read…
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9 Ways to Save Money on Your Air Conditioning Bill this Summer

Let’s face it – it’s HOT. And this summer, we are spending a lot more time at home than usual. So how can we reduce our air conditioning bills without sweating while sitting still? Check out these tips to help lower your cooling bill without lowering your comfort level. Get a Smart Thermostat or…
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How to Make Your Home’s Equity Work for You

So, you’ve been paying on your home’s mortgage for a number of years now. One of the biggest benefits of owning a home versus renting is that you earn equity with each payment. But what is home equity and how is it beneficial to you? What is Home Equity? Home equity is the homeowner’s interest...Read…
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Should I Buy a House During a Pandemic?

Everyone has been affected by the coronavirus pandemic, whether you are feeling it right now or not. If you were one of the many people planning to buy a house this spring, now may be when you really start feeling it. You’re probably wondering, “is now is still a good time to buy a home?”...Read…
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Should You Refinance Your Mortgage?

Mortgage refinancing is a hot topic in the homeowner world. With interest rates being some of the lowest we’ve seen in years, should you refinance? How do you know if you should refinance? A mortgage is probably one of the biggest, if not THE biggest, loan you will ever take – make sure you know...Read…
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8 Ways to Make Your Home More Energy Efficient

Becoming more energy efficient and reducing the amount of greenhouse gasses we emit is a hot topic in today’s world. Reporters harp on the changes businesses can make to make a difference, but how can you help? Energy efficiency is also a great way to save money on utility expenses and increase your…
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Pros and Cons of Renting vs. Owning a Home

Wondering if you’re better off continuing to rent or if you should start putting your resources towards buying a home? A lot more goes into answering this question than just, “which costs more, rent or a mortgage?” There are pros and cons to each that you should be aware of before making such an…
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Love Your Area but Not Your Home? Remodel!

Have you considered moving because your house is outdated, too small, or just not what you need anymore? If this idea is hard to fathom because you love your location and don’t want to relocate, remodeling is a great option. Reasons to Remodel The National Association of Realtors reported that after…
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Home Buying Process Timeline: How to Prepare

There are lots of benefits to owning a home, including putting money towards something that you own, rather than a property that you rent from someone else. If you’re thinking about buying a home and are wondering how long the process takes and when you should start planning, researching is a good…
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