Home Loans

How to Make Your Home’s Equity Work for You

So, you’ve been paying on your home’s mortgage for a number of years now. One of the biggest benefits of owning a home versus renting is that you earn equity with each payment. But what is home equity and how is it beneficial to you? What is Home Equity? Home equity is the homeowner’s interest...Read…
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Should I Buy a House During a Pandemic?

Everyone has been affected by the coronavirus pandemic, whether you are feeling it right now or not. If you were one of the many people planning to buy a house this spring, now may be when you really start feeling it. You’re probably wondering, “is now is still a good time to buy a home?”...Read…
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Should You Refinance Your Mortgage?

Mortgage refinancing is a hot topic in the homeowner world. With interest rates being some of the lowest we’ve seen in years, should you refinance? How do you know if you should refinance? A mortgage is probably one of the biggest, if not THE biggest, loan you will ever take – make sure you know...Read…
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8 Ways to Make Your Home More Energy Efficient

Becoming more energy efficient and reducing the amount of greenhouse gasses we emit is a hot topic in today’s world. Reporters harp on the changes businesses can make to make a difference, but how can you help? Energy efficiency is also a great way to save money on utility expenses and increase your…
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Love Your Area but Not Your Home? Remodel!

Have you considered moving because your house is outdated, too small, or just not what you need anymore? If this idea is hard to fathom because you love your location and don’t want to relocate, remodeling is a great option. Reasons to Remodel The National Association of Realtors reported that after…
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Home Buying Process Timeline: How to Prepare

There are lots of benefits to owning a home, including putting money towards something that you own, rather than a property that you rent from someone else. If you’re thinking about buying a home and are wondering how long the process takes and when you should start planning, researching is a good…
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4 Things to Know About Government Mortgage Loans

Government loans are becoming a hot topic, especially for first-time home buyers. Why is everyone talking about government backed loans? How are they different from conventional mortgages? Like any type of loan, government loans have their pros and cons. For first-time home buyers – especially those…
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8 Tips for Buying a Home

Are you starting to think about buying a home? Whether a new home is on the horizon or you’re already knee-deep in the home buying process, Patriot has some home-buying tips for you to help the process go as smoothly as possible. 1. Start Saving for a Down Payment Early While there are financing…
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6 Ways to Save on Home Improvements

If you’re a homeowner, you know that home repair, maintenance, improvements, and renovations can be expensive. You also know that a lot of maintenance and improvements are necessary to keep your home in good condition. Whether you need a not-optional roof repair or just really want a new kitchen,…
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