Have you considered moving because your house is outdated, too small, or just not what you need anymore? If this idea is hard to fathom because you love your location and don’t want to relocate, remodeling is a great option. Reasons to Remodel The National Association of Realtors reported that after…
Read More
There are lots of benefits to owning a home, including putting money towards something that you own, rather than a property that you rent from someone else. If you’re thinking about buying a home and are wondering how long the process takes and when you should start planning, researching is a good…
Read More
Government loans are becoming a hot topic, especially for first-time home buyers. Why is everyone talking about government backed loans? How are they different from conventional mortgages? Like any type of loan, government loans have their pros and cons. For first-time home buyers – especially those…
Read More
Buying your first home is an extremely exciting time! With everything there is to navigate, however, it can also seem overwhelming. If you aren’t well-versed in the home buying world, there are probably a lot of terms being thrown around that don’t have much meaning to you. If you’ve started to…
Read More
Are you starting to think about buying a home? Whether a new home is on the horizon or you’re already knee-deep in the home buying process, Patriot has some home-buying tips for you to help the process go as smoothly as possible. 1. Start Saving for a Down Payment Early While there are financing…
Read More
If you’re a homeowner, you know that home repair, maintenance, improvements, and renovations can be expensive. You also know that a lot of maintenance and improvements are necessary to keep your home in good condition. Whether you need a not-optional roof repair or just really want a new kitchen,…
Read More
There’s no doubt about it–owning a home is an exciting prospect. After all, you’ve always dreamed of having a place that you could truly call your own. But buying a home can be stressful, especially when you’re buying one for the first time. Fortunately, knowing what to expect…
Read More
When you refinance your mortgage, you take out a new home loan and use some or all of the proceeds to pay off the existing one. Why Should You Refinance Your Mortgage? There are a variety of reasons why you may want to consider refinancing your mortgage, such as: Lowering your monthly mortgage payment…
Read More
Over time, the value of your home has grown and your mortgage balance has been reduced (or even eliminated). The equity (the property’s value minus any liens against it) you now have in your home is a reservoir of funding potential. You may decide to tap into it for various purposes, such as remodeling…
Read More
Since most people finance their home purchases, buying a home usually involves applying for a mortgage. Here is some basic information to help guide you through the process. The Difference Between Mortgage Pre-qualification and Mortgage Pre-approval Before applying for a mortgage, you’ll want to…
Read More
