Personal Finance

Stay Safe, and Keep Your Money in a Safe Place, Too!

We know that a lot of people are feeling uneasy about a number of things during these uncertain times. Patriot Federal Credit Union wants to assure you that one thing you shouldn’t worry about is the money you have saved and placed in our trust at the credit union.  You’ll always have access to…
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8 Ways to Make Your Home More Energy Efficient

Becoming more energy efficient and reducing the amount of greenhouse gasses we emit is a hot topic in today’s world. Reporters harp on the changes businesses can make to make a difference, but how can you help? Energy efficiency is also a great way to save money on utility expenses and increase your…
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7 Tips to Afford Your Dream Wedding

If you recently got engaged and are looking to start planning your wedding, congratulations! We all want our wedding day to be the happiest day of our lives. The question many people are asking at this point is: how do I get the perfect wedding without breaking the bank? Set a Realistic Budget The truth...Read…
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6 Smart Things to Do with Your Tax Return

Build or Strengthen an Emergency Fund You can never be too careful or have too much money in your savings account. Although putting it straight into your savings account is probably one of the least fun ways to use a tax return, this is a solid way to set yourself up for financial success and...Read…
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How to Make 2020 the Year You Stick to Your Money Saving Resolution

Let’s face it – New Year’s Resolutions are hard to stick to, whether they are financial goals, health goals, whatever. So, how do we help ourselves stick to a goal of saving money or getting out of debt? Check out the following tips to help improve your bank account in 2020. Set a SMART Goal...Read…
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5 Tips to Avoid Online Shopping Scams this Holiday

Patriot is dedicated to protecting your information and hard earned money by using proven technologies and security measures, however, the best defense against fraud is awareness. Consumers are expected to spend over $1 trillion during the holiday shopping season this year, so it is an especially pertinent…
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Avoiding Holiday Shopping Scams: Gift Cards

We all know gift cards as a simple and convenient way to give a gift – you can find them at most big name stores and there is something for everyone. Gift cards are great because they’re like cash, so the recipient can buy anything they want. Unfortunately, they are also a common tool that...Read…
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3 Ways a Credit Card Balance Transfer Can Help You Become Debt-Free

You might have heard about credit card balance transfers, but what does that really mean and why is it valuable to you? If it seems like you’re moving debt from one place to another, that is correct, but it is with a positive goal in mind. To truly understand the benefits of a credit card...Read More
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Pros and Cons of Renting vs. Owning a Home

Wondering if you’re better off continuing to rent or if you should start putting your resources towards buying a home? A lot more goes into answering this question than just, “which costs more, rent or a mortgage?” There are pros and cons to each that you should be aware of before making such an…
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6 Money Tips for the New College Student

Make it Easy The easier something is to do, the more likely you are to do it. Enroll in online and mobile banking at your bank or credit union. Having control over your money at your fingertips will help you stay on track. Downloading a money saving/budgeting app can also be helpful. These apps can...Read…
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