Land Loans
Build on solid ground.
Land Loans Available in PA, MD, WV, and VA
Land Loans are available for up to 10 acres located in PA, MD, WV, and VA. Applicants must qualify for membership to apply. Please see membership eligibility requirements to learn more.
We will help you get a lot from your land loan
If your dream is to build a custom home on your own piece of land, but you aren’t quite ready to build yet, a land loan can help you secure the land you want with no requirements of when to build.
Unimproved Land Loans
Fixed-rate, closed-end loans for the purpose of purchasing raw land – i.e., no water or sewer hookup – for a residential purpose. These loans are secured by the piece of land, with a maximum 10-year term and 70% loan to value maximum.
Benefits
Patriot cares about the communities we’re in, so we want to make it easy for the people in those communities to achieve their dreams of building and owning their own home. Our land loans also have these benefits:
No Requirements to Build Now
Build in 6 months or 10 years from now — it’s your choice to make.
Low Interest Rates
We keep rates low so you can dream big.
Approved Locally
As a local credit union, we believe you should know who’s making the final decision.
24/7 Access to Your Account
With Online and Mobile Banking, you can check in on your loan anytime.
Secure the Perfect Spot For Your Future Home
Whether you are interested in eventually living on a piece of land out in the countryside or are looking to live in a neighborhood full of friendly neighbors, Patriot has options to make it happen.
Contact a Mortgage Officer for More Information About Land Loans
- Directly at 717-709-2580
- Call toll-free at 888-777-9982 option 4
- Email us at mortgageoriginations@patriotfcu.org
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Disclosures
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This credit union is federally insured by the National Credit Union Administration.
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Equal Housing Lender