Balance Transfers to Credit Cards

Transferring balances to a credit card with a low-interest introductory period can be an efficient way to save hundreds, or even thousands, of dollars in interest charges.

If you’re not yet carrying the Patriot VISA credit card, you may qualify for our Balance Transfer promotion featuring:

An introductory rate of 1.64%* until 6/30/22 for balance transfers submitted through 12/31/21, with NO TRANSFER FEE, and an interest rate as low as 7.49% APR**.

Visit any Patriot branch or

apply online

*APR=Annual Percentage Rate. Introductory APR for Balance Transfer is 1.64% until 6/30/22 for balance transfers submitted through 12/31/21, with NO Balance Transfer Fee. Rate will return to the normal rate based on your credit score after 6/30/22.
**APR at the normal variable rate of 7.49% to 15.25% based on your credit score. The APR will vary with the market based upon The Wall Street Journal Prime Rate, which was 3.25% as of December 30, 2020, plus 4.24% for credit scores over 735. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Foreign transaction fee of 1% of the amount of the transaction in U.S. dollars. THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.