Balance Transfer Credit Cards

Credit Card Balance Transfer

Transferring balances to a credit card with a low-interest introductory period can be an efficient way to save hundreds, or even thousands, of dollars in interest charges.

If you’re not yet carrying the Patriot VISA credit card, you may qualify for our Balance Transfer promotion featuring:

An introductory rate as low as 1.64% for 12 months on balance transfers with NO TRANSFER FEE, and an interest rate as low as 9.49% APR after 12 billing cycles.

Visit any Patriot branch or

apply online

Tip: You’ll maximize your interest savings by aggressively paying off the balance transferred before the promotional introductory period ends.

*APR=Annual Percentage Rate. APR for balance transfers is 1.64% for twelve billing cycles with no balance transfer fee for qualified buyers. Rate will return to normal rate based on your credit score following the introductory period. APR at the normal variable rate of 9.49% to 18.00% based on your credit score. The APR will vary with the market based upon the Wall Street Journal Prime Rate which was 5.25% as of  9/1/19 plus 4.24% for credit scores over 735. All loans subject to credit approval. Programs, rates, term and conditions are subject to change without notice. VISA is a registered trademark of Visa International Service Association. THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.