Digital Wallets

Convenient, easy, and secure.

Pay for purchases online and in person from your smartphone

Use your Patriot debit and credit cards via Apple Pay®, Google Pay™, Samsung Pay™, or Garmin Pay™ to pay for purchases at thousands of locations without carrying your physical card.

How Digital Wallets Work

Download the mobile app that is compatible with your device. Then, load the card information you want to store. Once you’ve loaded your cards to your digital wallet of choice, you can make payments using your smartphone or watch. Here’s how:

1

Find the Contactless Payment Symbol

Look for the contactless payment symbol or the symbol for your specific wallet.

2

Open the App

Open your digital wallet app and hold it up to the payment terminal.

3

Enter a PIN

If asked on the payment terminal, enter a PIN. This is the same PIN you use with your physical card. You may be asked to sign, depending on merchant and amount.

Pay for Purchases Online

On a website or app, you may see a button with the name of your favorite digital wallet. If asked, choose a payment method and shipping address, then confirm your order.

Many retailers offer payment-processing terminals, both in-store and online, that accept mobile wallets.

Person making a purchase with their digital wallet

Set Up Your Digital Wallet

Select your device’s manufacturer and follow the specific guidelines for your device:

Apple Pay

Get started by adding your debit or credit card to your iPhone, iPad, Apple Watch, or Mac.

Google Pay

Google Pay is a fast, simple way to pay online or make contactless in-store payments with your smartphone.

Samsung Pay

Easily turn your device into a digital wallet that carries credit and debit cards.

Garmin Pay

Make purchases quickly with your watch.

FAQs

Digital wallet payments are accepted at most merchants as well as online and when making in-app purchases. Ask your merchant to see if they accept digital wallet payments or look for the contactless symbol in stores. NOTE: Garmin cannot be used online or in-app at all.

While you should always be concerned about your personal information, major digital wallet apps are safer than carrying your financial information and other sensitive documents in a physical wallet.

There are many different types of digital wallets, and most can hold several cards at once. Plus, many devices have built-in digital wallets that support some of your favorite digital payment platforms. Patriot offers these four:

Apple Pay®: An easy, secure and private way to pay with your Apple devices.
Garmin Pay™: A simple way to pay with your smartwatch.
Google Pay™: A safe, simple and helpful way to pay and manage your money.
Samsung Pay™: Check out securely in person or online with your Samsung device.

Yes. There is no limit to the number of Patriot debit/credit cards that can be added to a digital wallet. However, there may be a limit to the number of cards your digital wallet allows. This is set by the wallet provider.

They are also a great place to keep other important documents organized and easily accessible.

Here’s a look at all of the things you can store in a digital wallet:

  • Credit or debit cards
  • Boarding passes
  • Hotel reservations
  • Concert & sporting event tickets
  • Gift cards
  • Coupons
  • Loyalty rewards cards

Have Questions? We’re Here to Help.

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Disclosures

  • Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is only compatible with select cards, carriers, and Samsung devices. See Samsung.com/pay for compatibility. Garmin Pay is a trademark of Garmin Ltd. EMV® is a registered trademark or trademark of EMVCo, LLC in the United States and other countries around the world. Message and data rates may apply. Terms and Conditions are available.

  • This credit union is federally insured by the National Credit Union Administration.

  • Equal Housing Lender