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Personal Finance

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Man putting coins in piggy bank

September 15, 2025

Become a Savvy Saver: A Guide for Beginners

Saving money sounds simple but figuring out where to start can feel overwhelming. Should you open a savings account, explore investments like stocks, or think long-term with retirement planning? And what if you don’t have much to save right now? No worries - we’re here to guide you. In this...
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Hands holding cash and counting coins

September 1, 2025

Savings Accounts: The Unsung Financial Hero

Most financial institutions, whether a credit union or bank, will require you to open a savings account before you can utilize their other services, such as checking, investment, or loan products. The low-flare savings account often gets a bad rap and is considered basic or unnecessary. However, savings accounts play...
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Two travelers on escalator

August 25, 2025

Trip Insurance: Is It Worth It?

You have your vacation destination picked out, your itinerary in the works, and you're getting ready to purchase your airline tickets. As you’re completing the booking, you’re asked if you want to add travel insurance to your purchase. But how do you know if you need it? Is it worth...
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Hands holding documents near computer.

August 11, 2025

Making the Switch from Physical to Digital Wallet

In our increasingly digital world, the way we manage money is constantly evolving. The traditional physical wallet, once a staple for carrying cash and cards, is now being replaced by a much more modern and efficient solution: the digital wallet. Digital wallets, also known as mobile wallets, allow users to...
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Piggy Bank with Graduate Cap on

August 4, 2025

Understanding Federal & Private Student Loans

Navigating the world of student loans can feel overwhelming, especially for first-time students and borrowers. With a realm of options available, it’s important to understand the nuances between the different loan types and how each option can potentially affect your financial future. Whether you’re a first-time borrower or need a...
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Woman smiling at computer.

July 7, 2025

Overcoming Debt with a Low Credit Score

If you're struggling with debt and have a lower credit score, it can feel like an endless cycle - high interest rates, declined loan applications, and monthly payments that barely make a dent. But here’s the good news: you are not stuck. No matter what your credit score, there are...
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Person online shopping via a mobile device for purses.

June 30, 2025

Buy Now, Pay Later: Helpful or Harmful?

Buy Now, Pay Later (BNPL) programs may be the latest payment craze, but the concept isn’t new. These same principles made credit cards, loans, and even layaway popular. However, these payment options are gaining traction due to the lure of no-interest charges, convenient repayment schedules, and easy approvals. Combine these...
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woman with cap and gown on.

June 23, 2025

The New Grad’s Guide to Adulting

Graduation season is here, and it’s time to celebrate. Congratulations if you’re one of the many students crossing the stage this spring! Earning your degree is a huge accomplishment. However, as you step into this exciting new chapter, you might be wondering, what’s next? Whether you’re stepping out into the...
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Woman looking at tablet and smiling.

June 16, 2025

Tips to Make College More Affordable

Attending college is an exciting milestone, and with the right financial plan, it can also be an affordable one. Whether you’re a student preparing for your future or a parent helping your teenager get ready, taking proactive steps now can make a significant difference. From saving early to finding ways...
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