Personal Finance

Most people understand why an emergency fund is essential, yet the idea of building one can feel intimidating. When you’re balancing everyday expenses, repaying debt, or income shifts monthly, saving even a small amount can feel out of reach. And when financial advice starts with “save three to six months...

When most people think about IRAs, they picture market-based accounts filled with mutual funds, stocks, and fluctuating returns. Those can be excellent tools for long-term growth, and the credit union’s financial advisors can help you explore those options, too. But one retirement savings opportunity that often goes overlooked is right...

January has always been a month of reflection and a time to start fresh. The holidays pass, routines return, and many of us start thinking about what we want the upcoming year to look and feel like. Financial goals often rise to the top of those lists because money is...

Losing track of a retirement account might sound unlikely—until you consider how often people change jobs. In fact, millions of Americans have done just that. According to a report from Capitalize, an estimated $1.7 trillion is sitting in lost or forgotten 401(k) accounts, with an average balance of $56,616. That...

Life moves fast. So fast that you’ve likely already spent about ten seconds reading to this point. What could you have done in that same amount of time? The answer is A LOT if you’re putting our various digital banking tools to work for you. Managing your money should be...

Life has a way of surprising us. Sometimes those surprises are wonderful, like a new job or the chance to travel somewhere you’ve always wanted to visit. Other times, the unexpected can throw your finances off track in an instant. Whether it’s a sudden trip to the ER, a broken...

Student loan payments are now back in full swing, and while most eyes are focused on young college students, it’s Millennials and Gen Xers who are truly struggling. Finding ways to balance student loan payments with the rest of life’s obligations can be challenging – especially when raising a family,...