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Personal Finance

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woman with cap and gown on.

June 23, 2025

The New Grad’s Guide to Adulting

Graduation season is here, and it’s time to celebrate. Congratulations if you’re one of the many students crossing the stage this spring! Earning your degree is a huge accomplishment. However, as you step into this exciting new chapter, you might be wondering, what’s next? Whether you’re stepping out into the...
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Woman looking at tablet and smiling.

June 16, 2025

Tips to Make College More Affordable

Attending college is an exciting milestone, and with the right financial plan, it can also be an affordable one. Whether you’re a student preparing for your future or a parent helping your teenager get ready, taking proactive steps now can make a significant difference. From saving early to finding ways...
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Adult and teenager reviewing financial details on computer

June 9, 2025

Raising Financially Confident Teens

Raising teenagers is never easy. There are a bunch of changes happening all at once – most centered around their desire for more independence. While the teenage years can be challenging for parents, especially as fads come and go, one area where you can have a lasting impact is teaching...
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shaking hands

April 21, 2025

Credit Unions vs. Banks: What’s the Difference?

From the outside, credit unions and banks can seem nearly identical. Both offer checking and savings accounts, loans, credit cards, and digital banking tools. But once you look a little deeper, the differences between them become more than just noticeable—they become meaningful. Whether you're opening your first savings account or...
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two people putting money in piggy bank

March 24, 2025

Building Your Savings: A Simple Guide

Saving money may seem overwhelming at first, with all the options available—savings accounts, certificate accounts, or retirement plans. But the most important factor in saving is forming the habit. The key is to start small, whether it’s cutting back on a daily coffee or setting aside part of your paycheck....
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withdrawing money from ATM

February 17, 2025

Avoiding ATM Surcharges: What You Need to Know

At Patriot Federal Credit Union, we're always looking for ways to provide better banking experiences for our members. As part of this commitment, we’re saying goodbye to the Allpoint ATM network. But don't worry – we’re here to help you avoid unnecessary ATM surcharges and continue accessing your funds without...
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couple looking at tablet and credit card

January 27, 2025

Unlock a Higher Credit Score with Simple Tips

Many factors come into play when building wealth and improving your financial position. The amount of income you generate, saving regularly, and, most importantly, your ability to live within your means all play a crucial role. One of the best ways to reduce expenses and alleviate financial stress is with...
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