IRA Specials

Planning for retirement? Let Patriot help you with a Great-Rate IRA!

Whether you’re just starting to save for retirement or well on your way, we have the IRAs to meet your needs. If you are changing jobs and need to rollover your 401k into an IRA, we can also help!

If your goal is to defer taxes or you want simply to prepare for retirement, Patriot’s IRA share certificates can provide peace of mind with a fixed interest rate and are federally insured by NCUA to help preserve your nest egg.

For as little as $1,000, our 29-Month IRA Certificate offers a 1.40% APY**

Starting at $10,000, our 15-Month IRA Certificate has a 1.05% APY*

Open an IRA Today!

And you can get higher APY with higher balances, check out all balance tiers and dividend rates here:

Dividend Rates

*Annual Percentage Yield (APY) of 1.05% on 15 Month Certificate for $10,000. Minimum opening balance of $10,000 is required to open this certificate and earn the APY. Rate effective 2/7/2017 and is subject to change without notice. The APY assumes that all interest remains on deposit until maturity. Withdrawals and fees could reduce earnings. Substantial penalty for early withdrawal. At maturity the certificate will automatically renew for a term of 12 months at the prevailing rate.

**Annual Percentage Yield (APY) of 1.40% on 29 Month Certificate for $1,000. Minimum opening balance of $1,000 is required to open this certificate and earn the APY. Rate effective 2/7/2017 and is subject to change without notice. The APY assumes that all interest remains on deposit until maturity. Withdrawals and fees could reduce earnings. Substantial penalty for early withdrawal. At maturity the certificate will automatically renew for a term of 36 months at the prevailing rate.

Consult a tax advisor regarding the deductibility of your IRA contributions.