All Share Rates effective 04/01/23.
All stated rates are subject to change at any time. For share certificate a penalty may be imposed for early withdrawal and fees could reduce earnings.
Shares
Checking
Accumulative IRA Share, Traditional IRA or Roth IRA
Credit Union Insured Money Market Account (CUIMMA)
Christmas Club
19 Month Share, Traditional IRA or Roth IRA Certificates-Special
3 Month Share, Traditional IRA or Roth IRA Certificates
6 Month Share, Traditional IRA or Roth IRA Certificates
9 Month Share, Traditional IRA or Roth IRA Certificate No Penalty
12 Month Share, Educational IRA, Traditional IRA or Roth IRA Certificate
18 Month Share, Educational IRA, Traditional IRA or Roth IRA Certificate
24 Month Share, Traditional IRA or Roth IRA Certificate
30 Month Share, Traditional IRA or Roth IRA Certificate
36 Month Share, Traditional IRA or Roth IRA Certificate
48 Month Share, Traditional IRA or Roth IRA Certificate
60 Month Share, Educational IRA, Traditional IRA or Roth IRA Certificate
24 Month Continuous Saver Share or IRA Certificate
60 Month Continuous Saver Share or IRA Certificate
Shares
| Minimum Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $5.00 | 0.20% | 0.20% |
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Checking
| Dividend Checking Balance: | Dividend Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| $2,500 – $20,000 | 2.47% | 2.50% | $2,500.00 |
| Over $20,000 | 0.00% | 0.00% | $20,000.01 |
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Accumulative IRA Share, Traditional IRA or Roth IRA
| Minimum Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $5.00 | 0.20% | 0.20% |
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Credit Union Insured Money Market Account (CUIMMA)
| Minimum Balance | Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| $2,500.00 | $2,500.00 – $9,999.99 | 0.75% | 0.75% |
| $10,000.00 | $10,000.00 – $24,999.99 | 1.00% | 1.00% |
| $25,000.00 | $25,000.00 – $99,999.99 | 1.19% | 1.20% |
| $100,000.00 | $100,000.00 – $250,000.00 | 1.44% | 1.45% |
| $250,000.01 | $250,000.00 + | 1.59% | 1.60% |
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Christmas Club
| Minimum Balance | Dividend Rate | Annual Percentage Yield | Terms |
|---|---|---|---|
| No Minimum Balance | 0.20% | 0.20% | October Maturity |
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4
Vacation Club
| Minimum Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| No Minimum Balance | 0.20% | 0.20% |
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19 Month Share, Traditional IRA or Roth IRA Certificates-Special
| Minimum Balance | Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| $10,000.00 | $10,000.00 – $24,999.99 | 4.17% | 4.25% |
| $25,000.00 | $25,000.00 – $99,999.99 | 4.22% | 4.30% |
| $100,000.00 | $100,000.00 – $250,000.00 | 4.31% | 4.40% |
| $250,000.01 | $250,000.00 + | 4.36% | 4.45% |
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3 Month Share, Traditional IRA or Roth IRA Certificate
| Minimum Balance | Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| $1,000.00 | $1,000.00 – $9,999.99 | 1.49% | 1.50% |
| $10,000.00 | $10,000.00 – $24,999.99 | 1.59% | 1.60% |
| $25,000.00 | $25,000.00 – $99,999.99 | 1.64% | 1.65% |
| $100,000.00 | $100,000.00 – $250,000.00 | 1.74% | 1.75% |
| $250,000.01 | $250,000.01 + | 1.79% | 1.80% |
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6 Month Share, Traditional IRA or Roth IRA Certificate
| Minimum Balance | Balance | Annual Percentage Yield | Dividend Earnings |
|---|---|---|---|
| $1,000.00 | $1,000.00 – $9,999.99 | 2.40% | $11.93 |
| $10,000.00 | $10,000.00 – $24,999.99 | 2.50% | $124.23 |
| $25,000.00 | $25,000.00 – $99,999.99 | 2.55% | $316.74 |
| $100,000.00 | $100,000.00 – $250,00.00 | 2.65% | $1,316.34 |
| $250,000.01 | $250,000.01 + | 2.70% | $3,352.52 |
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9 Month Share, Traditional IRA or Roth IRA Certificate No Penalty
| Minimum Balance | Balance | Annual Percentage Yield | Dividend Earnings |
|---|---|---|---|
| $10,000.00 | $10,000.00 – $24,999.99 | 2.75% | $205.55 |
| $25,000.00 | $25,000.00 – $99,999.99 | 2.80% | $523.18 |
| $100,000.00 | $100,000.00 – $250,000.00 | 2.90% | $2,167.21 |
| $250,000.01 | $250,000.01 + | 2.95% | $5,511.10 |
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12 Month Share, Educational IRA, Traditional IRA or Roth IRA Certificate
| Minimum Balance | Balance | Annual Percentage Yield | Dividend Earnings |
|---|---|---|---|
| $1,000.00 | $1,000.00 – $9,999.99 | 3.10% | $31.00 |
| $10,000.00 | $10,000.00 – $24,999.99 | 3.20% | $320.00 |
| $25,000.00 | $25,000.00 – $99,999.99 | 3.25% | $812.50 |
| $100,000.00 | $100,000.00 – $250,000.00 | 3.35% | $3,350.00 |
| $250,000.01 | $250,000.01+ | 3.40% | $8,500.00 |
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18 Month Share, Traditional IRA or Roth IRA Certificate
| Minimum Balance | Balance | Annual Percentage Yield | Dividend Earnings |
|---|---|---|---|
| $1,000.00 | $1,000.00 – $9,999.99 | 3.15% | $47.62 |
| $10,000.00 | $10,000.00 – $24,999.99 | 3.25% | $491.44 |
| $25,000.00 | $25,000.00 – $99,999.99 | 3.30% | $1,247.65 |
| $100,000.00 | $100,000.00 – $250,000.00 | 3.40% | $5,143.11 |
| $250,000.01 | $250,000.01 + | 3.45% | $13,048.45 |
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24 Month Share, Traditional IRA or Roth IRA Certificate
| Minimum Balance | Balance | Annual Percentage Yield | Dividend Earnings |
|---|---|---|---|
| $1,000.00 | $1,000.00 – $9,999.99 | 3.25% | $66.06 |
| $10,000.00 | $10,000.00 – $24,999.99 | 3.35% | $681.22 |
| $25,000.00 | $25,000.00 – $99,999.99 | 3.40% | $1,782.90 |
| $100,000.00 | $100,000.00 – $250,000.00 | 3.50% | $7,122.50 |
| $250,000.01 | $250,000.01 + | 3.55% | $18,065.06 |
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30 Month Share, Traditional IRA or Roth IRA Certificate
| Minimum Balance | Balance | Annual Percentage Yield | Dividend Earnings |
|---|---|---|---|
| $1,000.00 | $1,000.00 – $9,999.99 | 3.25% | $83.24 |
| $10,000.00 | $10,000.00 – $24,999.99 | 3.35% | $858.66 |
| $25,000.00 | $25,000.00 – $99,999.99 | 3.40% | $2,179.49 |
| $100,000.00 | $100,000.00 – $250,000.00 | 3.50% | $8,981.02 |
| $250,000.01 | $250,000.01 + | 3.55% | $22,781.72 |
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36 Month Share, Traditional IRA or Roth IRA Certificate
| Minimum Balance | Balance | Annual Percentage Yield | Dividend Earnings |
|---|---|---|---|
| $1,000.00 | $1,000.00 – $9,999.99 | 3.30% | $102.30 |
| $10,000.00 | $10,000.00 – $24,999.99 | 3.40% | $1,055.07 |
| $25,000.00 | $25,000.00 – $99,999.99 | 3.45% | $2,677.80 |
| $100,000.00 | $100,000.00 – $250,000.00 | 3.55% | $11,032.55 |
| $250,000.01 | $250,000.01 + | 3.60% | $27,983.66 |
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48 Month Share, Traditional IRA or Roth IRA Certificate
| Minimum Balance | Balance | Annual Percentage Yield | Dividend Earnings |
|---|---|---|---|
| $1,000.00 | $1,000.00 – $9,999.99 | 3.40% | $143.09 |
| $10,000.00 | $10,000.00 – $24,999.99 | 3.50% | $1,475.23 |
| $25,000.00 | $25,000.00 – $99,999.99 | 3.55% | $3,743.55 |
| $100,000.00 | $100,000.00 – $250,000.00 | 3.65% | $15,418.98 |
| $250,000.01 | $250,000.01 + | 3.70% | $39,104.62 |
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60 Month Share, Traditional IRA or Roth IRA Certificate
| Minimum Balance | Balance | Annual Percentage Yield | Dividend Earnings |
|---|---|---|---|
| $1,000.00 | $1,000.00 – $9,999.99 | 3.70% | $199.21 |
| $10,000.00 | $10,000.00 – $24,999.99 | 3.80% | $2,049.99 |
| $25,000.00 | $25,000.00 – $99,999.99 | 3.85% | $5,197.61 |
| $100,000.00 | $100,000.00 – $250,000.00 | 3.95% | $21,373.11 |
| $250,000.01 | $250,000.01 + | 4.00% | $54,163.23 |
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24 Month Continuous Saver Share or IRA Certificate
| Minimum Balance | Balance | Annual Percentage Yield | Dividend Earnings |
|---|---|---|---|
| $25.00 | $25.00 – $999.99 | 1.90% | $0.96 |
| $1,000.00 | $1,000.00 – $9,999.99 | 1.95% | $39.38 |
| $10,000.00 | $10,000.00 – $24,999.99 | 2.00% | $404.00 |
| $25,000.00 | $25,000.00 – $99,999.99 | 2.05% | $1,035.51 |
| $100,000.00 | $100,000.00 – $250,000.00 | 2.15% | $4,346.23 |
| $250,000.01 | $250,000.01 + | 2.20% | $11,121.00 |
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60 Month Continuous Saver Share or IRA Certificate
| Minimum Balance | Balance | Annual Percentage Yield | Dividend Earnings |
|---|---|---|---|
| $25.00 | $25.00 – $999.99 | 2.65% | $3.49 |
| $1,000.00 | $1,000.00 – $9,999.99 | 2.70% | $142.29 |
| $10,000.00 | $10,000.00 – $24,999.99 | 2.75% | $1,452.73 |
| $25,000.00 | $25,000.00 – $99,999.99 | 2.80% | $3,701.57 |
| $100,000.00 | $100,000.00 – $250,000.00 | 2.90% | $15,36.74 |
| $250,000.01 | $250,000.01 + | 2.95% | $39,115.76 |