Dividend Rates

All Share Rates effective 07/12/17. All stated rates are subject to change at any time. For share certificate a penalty may be imposed for early withdrawal and fees could reduce earnings. Read our Truth in Savings for Share Accounts and our Truth in Savings for Share Certificates.

Shares
Checking
Accumulative IRA Share, Traditional IRA or Roth IRA
Credit Union Insured Money Market Account (CUIMMA)
Christmas Club
Vacation Club
SPECIAL 15 Month Share, Traditional IRA or Roth IRA Certificates
SPECIAL 39 Month Step-Up Certificate – Share, Traditional IRA or Roth IRA 
3 Month Share, Traditional IRA or Roth IRA Certificates
6 Month Share, Traditional IRA or Roth IRA Certificates
9 Month Share, Traditional IRA or Roth IRA Certificate No Penalty
12 Month Share, Educational IRA, Traditional IRA or Roth IRA Certificate
24 Month Share, Traditional IRA or Roth IRA Certificate
36 Month Share, Traditional IRA or Roth IRA Certificate
48 Month Share, Traditional IRA or Roth IRA Certificate
60 Month Share, Educational IRA, Traditional IRA or Roth IRA Certificate
24 Month Continuous Saver Share or IRA Certificate
60 Month Continuous Saver Share or IRA Certificate

Shares

Minimum Balance Dividend Rate Annual Percentage Yield
$5.00 0.10% 0.10%


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Checking

Dividend Checking Balance: Dividend Rate Annual Percentage Yield Minimum Balance
$2,500 – $20,000 1.98% 2.00% $2,500.00
$20,000 and over 0.00% 0.000% $20,000.01


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Accumulative IRA Share, Traditional IRA or Roth IRA

Minimum Balance Dividend Rate Annual Percentage Yield
$5.00 0.10% 0.10%


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Credit Union Insured Money Market Account (CUIMMA)

Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 – $9,999.99 0.05% 0.05%
$10,000.00 $10,000.00 – $24,999.99 0.15% 0.15%
$25,000.00 $25,000.00 – $99,999.99 0.25% 0.25%
$100,000.00 $100,000.00 – $250,000.00 0.35% 0.35%
$250,000.01 $250,000.01(+) 0.45% 0.45%


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Christmas Club

Minimum Balance Dividend Rate Annual Percentage Yield Terms
No Minimum Balance 0.00% 0.00% October Maturity


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Vacation Club

Minimum Balance Dividend Rate Annual Percentage Yield
No Minimum Balance 0.00% 0.00%


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SPECIAL 15 Month Share, Traditional IRA or Roth IRA Certificate

Minimum Balance Balance Dividend Rate Annual Percentage Yield
$10,000.00 $10,000.00 – $24,999.99 1.24% 1.25%
$25,000.00 $25,000.00 – $99,999.99 1.24% 1.25%
$100,000.00 $100,000.00 – $250,00.00 1.29% 1.30%
$250,000.01 $250,000.01 + 1.29% 1.30%


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SPECIAL 39 Month Step-Up Certificate – Share,Traditional IRA or Roth IRA

Minimum Balance Balance Dividend Rate Annual Percentage Yield
$10,000.00 $10,000.00 – $24,999.99 1.64% 1.65%
$25,000.00 $25,000.00 – $99,999.99 1.64% 1.65%
$100,000.00 $100,000.00 – $250,000.00 1.69% 1.70%
$250,000.01 $250,000.01 + 1.69% 1.70%


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3 Month Share, Traditional IRA or Roth IRA Certificate

Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 – $9,999.99 0.30% 0.30%
$10,000.00 $10,000.00 – $24,999.99 0.30% 0.30%
$25,000.00 $25,000.00 – $99,999.99 0.35% 0.35%
$100,000.00 $100,000.00 – $250,000.00 0.40% 0.40%
$250,000.01 $250,000.01 + 0.40% 0.40%


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6 Month Share, Traditional IRA or Roth IRA Certificate

Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 – $9,999.99 0.50% 0.50%
$10,000.00 $10,000.00 – $24,999.99 0.50% 0.50%
$25,000.00 $25,000.00 – $99,999.99 0.55% 0.55%
$100,000.00 $100,000.00 – $250,00.00 0.60% 0.60%
$250,000.01 $250,000.01 + 0.60% 0.60%


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9 Month Share, Traditional IRA or Roth IRA Certificate No Penalty

Minimum Balance Balance Dividend Rate Annual Percentage Yield
$10,000.00 $10,000.00 – $24,999.99 0.60% 0.60%
$25,000.00 $25,000.00 – $99,999.99 0.60% 0.60%
$100,000.00 $100,000.00 – $250,000.00 0.60% 0.60%
$250,000.01 $250,000.01 + 0.60% 0.60%


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12 Month Share, Educational IRA, Traditional IRA or Roth IRA Certificate

Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 – $9,999.99 0.60% 0.60%
$10,000.00 $10,000.00 – $24,999.99 0.60% 0.60%
$25,000.00 $25,000.00 – $99,999.99 0.65% 0.65%
$100,000.00 $100,000.00 – $250,000.00 0.69% 0.70%
$250,000.01 $250,000.01+ 0.69% 0.70%


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24 Month Share, Traditional IRA or Roth IRA Certificate

Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 – $9,999.99 1.10% 1.10%
$10,000.00 $10,000.00 – $24,999.99 1.10% 1.10%
$25,000.00 $25,000.00 – $99,999.99 1.15% 1.15%
$100,000.00 $100,000.00 – $250,000.00 1.20% 1.20%
$250,000.01 $250,000.01 + 1.20% 1.20%


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36 Month Share, Traditional IRA or Roth IRA Certificate

Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 – $9,999.99 1.34% 1.35%
$10,000.00 $10,000.00 – $24,999.99 1.34% 1.35%
$25,000.00 $25,000.00 – $99,999.99 1.39% 1.40%
$100,000.00 $100,000.00 – $250,000.00 1.44% 1.45%
$250,000.01 $250,000.01 + 1.44% 1.45%


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48 Month Share, Traditional IRA or Roth IRA Certificate

Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 – $9,999.99 1.74% 1.75%
$10,000.00 $10,000.00 – $24,999.99 1.74% 1.75%
$25,000.00 $25,000.00 – $99,999.99 1.79% 1.80%
$100,000.00 $100,000.00 – $250,000.00 1.84% 1.85%
$250,000.01 $250,000.01 + 1.84% 1.85%


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60 Month Share, Educational IRA, Traditional IRA or Roth IRA Certificate

Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 – $9,999.99 2.03% 2.05%
$10,000.00 $10,000.00 – $24,999.99 2.03% 2.05%
$25,000.00 $25,000.00 – $99,999.99 2.08% 2.10%
$100,000.00 $100,000.00 – $250,000.00 2.13% 2.15%
$250,000.01 $250,000.01 + 2.13% 2.15%


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24 Month Continuous Saver Share or IRA Certificate

Minimum Balance Balance Dividend Rate Annual Percentage Yield
$25.00 $25.00 – $999.99 0.30% 0.30%
$1,000.00 $1,000.00 – $9,999.99 0.30% 0.30%
$10,000.00 $10,000.00 – $24,999.99 0.55% 0.55%
$25,000.00 $25,000.00 – $99,999.99 0.60% 0.60%
$100,000.00 $100,000.00 – $250,000.00 0.60% 0.60%
$250,000.01 $250,000.01 + 0.60% 0.60%


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60 Month Continuous Saver Share or IRA Certificate

Minimum Balance Balance Dividend Rate Annual Percentage Yield
$25.00 $25.00 – $999.99 0.40% 0.40%
$1,000.00 $1,000.00 – $9,999.99 0.50% 0.50%
$10,000.00 $10,000.00 – $24,999.99 0.80% 0.80%
$25,000.00 $25,000.00 – $99,999.99 1.10% 1.10%
$100,000.00 $100,000.00 – $250,000.00 1.20% 1.20%
$250,000.01 $250,000.01 + 1.20% 1.20%


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