New & Used Auto Loans

Yes, Patriot offers GAP Insurance. Ask your loan officer for the coverage options available for purchase. The dealership may also have GAP coverage available for purchase.

Patriot requires full coverage insurance on vehicles held as collateral. The maximum deductibles are $1,000 for comprehensive and $1,000 for collision. Patriot needs to be listed as lienholder on the policy. Coverage should be in effect when you complete your loan closing.

We will request a purchase agreement with the vehicle information, the details of the purchase including any cash down or trade information and the dealership information. This must be signed by the dealership representative and all parties purchasing the vehicle. We may ask the dealer to provide a copy of the title.

The dealer may give you paperwork to take to a notary in the state you are registering the vehicle in to complete the title work. Keep in mind your state may require an inspection to register and title the vehicle. Please consult with the notary and/or a garage licensed to conduct inspections in your state for any requirements specific to your state and county of residence.

Yes, Patriot offers Mechanical Repair Coverage issued by TruStage. Ask your loan officer for a quote and coverage options. The dealership may also have extended warranty coverage available for purchase.