Refer a Friend
Spread the joy and earn rewards
Why refer someone to Patriot?
Lower Fees
As a credit union, we offer lower fees compared to traditional banks, including reduced ATM fees.
Higher Savings Rates
Enjoy higher dividend rates on savings accounts, Share Certificates, and other products, which means you earn more as you save.
Better Loan Rates
We offer competitive rates on personal loans, auto loans, and mortgages, which means significant savings over the life of your loan.
Personalized Service
As a member, you get a personalized approach to customer service and a team that understands your unique financial needs.
Community Focus
We’re more than just a financial institution — we’re your neighbors. We understand the unique financial needs of our community and have local roots and expertise.
We’re looking for more great members like you!
Member Referral Program
Great experiences are meant to be shared. This program is designed to reward you for spreading the word about the benefits of banking with us. Spread the wealth when your referred friend or family member opens a checking account with direct deposit!
Disclosures
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Insured by NCUA
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Terms and conditions apply. Must be eligible for membership. Membership eligibility will be determined at time of membership opening. Refer a Friend $50.00 Reward will be deposited into the Prime Share Account and awarded to the referrer and new membership holder, if within 90 days of referral, the new membership holder 1) opens a new Patriot FCU membership by depositing at least $5.00 into a Prime Share account and 2) opens a Patriot Share Draft Checking account and 3) receives a recurring payroll or government direct deposit of $500.00 or more. Current Patriot members may earn Reward deposits as a referrer by registering their information and referring friends or family. Current Patriot members or previous Patriot members with memberships which have been closed less than 3 years are not eligible to receive the Reward deposit as a new member holder. Referrers and referee (new membership holders) must have a Patriot account and be in good standing when qualifications are met to receive a Reward deposit. Good standing means your membership or account has not been limited, restricted or closed for any reason. Reward will be deposited into the Prime Share Accounts within 4 to 6 weeks of qualifications being met. Employees of Patriot Federal Credit Union, volunteer officials, and their immediate families and household members are not eligible to receive Reward deposits. Cannot be combined with any other offer. Patriot Federal Credit Union reserves the right to change or discontinue this offer at any time without prior notice. Not available on new Estate or Custodial Membership types. This program is subject to all applicable federal, state, and local laws and regulations. Reward deposits are considered taxable income. Members are responsible for any applicable taxes. Insured by NCUA.