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Personal Finance

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Adult and teenager reviewing financial details on computer

June 9, 2025

Raising Financially Confident Teens

Raising teenagers is never easy. There are a bunch of changes happening all at once – most centered around their desire for more independence. While the teenage years can be challenging for parents, especially as fads come and go, one area where you can have a lasting impact is teaching...
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shaking hands

April 21, 2025

Credit Unions vs. Banks: What’s the Difference?

From the outside, credit unions and banks can seem nearly identical. Both offer checking and savings accounts, loans, credit cards, and digital banking tools. But once you look a little deeper, the differences between them become more than just noticeable—they become meaningful. Whether you're opening your first savings account or...
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two people putting money in piggy bank

March 24, 2025

Building Your Savings: A Simple Guide

Saving money may seem overwhelming at first, with all the options available—savings accounts, certificate accounts, or retirement plans. But the most important factor in saving is forming the habit. The key is to start small, whether it’s cutting back on a daily coffee or setting aside part of your paycheck....
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withdrawing money from ATM

February 17, 2025

Avoiding ATM Surcharges: What You Need to Know

At Patriot Federal Credit Union, we're always looking for ways to provide better banking experiences for our members. As part of this commitment, we’re saying goodbye to the Allpoint ATM network. But don't worry – we’re here to help you avoid unnecessary ATM surcharges and continue accessing your funds without...
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couple looking at tablet and credit card

January 27, 2025

Unlock a Higher Credit Score with Simple Tips

Many factors come into play when building wealth and improving your financial position. The amount of income you generate, saving regularly, and, most importantly, your ability to live within your means all play a crucial role. One of the best ways to reduce expenses and alleviate financial stress is with...
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emergency fund

January 20, 2025

Your Emergency Fund is More Than a Safety Net

When most people think about an “emergency fund,” they equate it to money put aside for financial emergencies or unexpected expenses. While this might be the primary purpose, these funds hold much greater value in your overall financial health. Being unprepared for financial hiccups, such as a sudden job loss,...
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Holiday bonus

January 13, 2025

Make the Most of Your Holiday Bonus

The holiday season is filled with bright lights, festive music, and fun events with family and friends. However, there’s another reason that many employees’ spirits are high this time of the year – they are anxiously awaiting their year-end bonus. If you’re fortunate to receive a year-end bonus or raise...
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