Dividend Checking

Dividend Checking 2.50 Promo

 

A Patriot Dividend Checking account earns a higher APY on balances from $2,500 to $20,000.

  • FREE Online & Mobile Banking Access with Card Controls
  • FREE Bill Pay Access
  • FREE Unlimited Withdrawals at Patriot ATMs
  • FREE Withdrawals at other Institutions’ ATMs
  • Refund of ATM Surcharge Fees1
  • Access to over 55,000 surcharge-free ATMs worldwide in the Allpoint surcharge-free ATM network
  • FREE Linked Account Transfers from Prime Savings Account
  • FREE Unlimited Check Writing
  • FREE VISA® Debit Card
  • FREE Fraud Prevention to Protect Your Money
  • No Monthly Account Fees if you Meet Requirements2

Non-Member Open an Account

Existing Member- Add a Share/Account*

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Minimum Monthly Requirements
2To avoid a monthly service fee, maintain an average daily balance of $2,500 PLUS direct deposits of $1,500 or 15 completed debit card non-PIN purchases.

Additional Information
1Refund is $1.00 per transaction.
Limit one Dividend Checking accounts per social security/tax identification number.

*APY = Annual Percentage Yield is accurate as of 10/01/22. Dividend Checking: Minimum Monthly Requirements – To avoid a monthly service fee maintain an average daily balance of $2,500 PLUS direct deposits of $1,500 or 15 completed debit card non-PIN purchases. Minimum balance required to earn dividends is $2500. Dividends paid on monthly daily balances up to $20,000. Maintaining balances larger than $20,000 will reduce the APY. Rate is variable and subject to change on a monthly basis. Fees could reduce the earnings on the account. Refund is $1.00 per transaction. Limit one Dividend Checking Account per social/tax identification number. Other restrictions may apply.

Existing checking account members call or stop at a branch to convert an existing checking account into a Dividend Checking account.