Rewards Checking

A CASH-BACK ACCOUNT THAT REWARDS YOUR COMMITMENT

GET WHERE YOU’RE GOING FINANCIALLY — AND GET THE BENEFITS YOU DESERVE

Rewards

Earn Rewards on Your Spending

Get $0.10 back on every signature purchase on your Rewards Debit Card1.

Hand holding coin

Cash at Your Fingertips

Unlimited, surcharge-free access to over 55,000 Allpoint ATMs worldwide.

Mobile Phone

Access Do-More Banking

Free access to online & mobile banking. Unlimited check writing.

Dollar Crossed Out

No Monthly Maintenance Fees

When you meet certain criteria2.

WHAT IS A PATRIOT REWARDS CHECKING ACCOUNT?

Unlock more value with a Patriot Federal Credit Union Rewards Checking Account. A minimum required deposit of $1,000 allows you to benefit from:

  • Cash back rewards on your spending
  • Unlimited access to Patriot ATMs and over 55,000 Allpoint ATMs worldwide 
  • Visa® debit card
  • Free online & mobile banking access
  • Free bill pay
  • No monthly maintenance fees2
  • Free unlimited check writing
  • 12 free withdrawals per month at foreign ATMs

Invest in the future and enjoy the benefits today. Click below to open a Patriot Federal Credit Union Rewards Checking Account.

Open a new account

Already a member? Add a checking account using online banking.

A young couple discusses how to spend the rewards earned from their checking account.

HOW TO OPEN A REWARDS CHECKING ACCOUNT

1

Check Your Patriot Membership Eligibility

Membership is open to anyone who lives, works, worships, or attends school in our service area.

2

Open Your Rewards Account With $1,000

Get started by applying online, coming into one of our locations, or getting in touch by phone.

3

Manage Your Daily Finances Effortlessly

Make your spending count with cash-back rewards on every signature purchase and free ATM withdrawals.

“Great bank! Always polite and there when you need them. Always willing to work with you. It’s just a great place.”

— Travis, Waynesboro

PATRIOT REWARDS CHECKING FAQs

Patriot’s Rewards Checking Account offers cash-back rewards, unlimited access at Patriot or Allpoint ATMs, and other enhanced benefits for account holders able to commit to an average daily balance of $1,000. It’s a great option for those comfortable with online banking and higher checking balances. 

No, your Rewards Checking Account provides unlimited surcharge-free access to over 55,000 Allpoint ATMs worldwide, plus up to 12 transactions at foreign ATMs.

Yes, free bill pay is included with all Patriot Federal Credit Union checking accounts to allow you to make convenient, on-time payments.

The Rewards Checking account requires members to maintain a minimum balance of $1,000 and 15 debit card signature transactions, or direct deposit of $1,000 or more per month to avoid monthly maintenance fees.

Patriot offers mobile banking through a secure app, allowing for transfers, payments, and account monitoring directly from your phone or mobile device.

Patriot Federal Credit Union membership is open to individuals, businesses, and organizations who live, work, worship, attend school, or regularly conduct business in:

  • Franklin County, Pennsylvania
  • Washington County, Maryland
  • Frederick County, Maryland
  • Berkeley County, West Virginia
  • Jefferson County, West Virginia
  • Morgan County, West Virginia

When you are eligible, family members, including your spouse, children, parents, spouse’s parents, brothers, sisters, grandparents, and others can also join.

HAVE QUESTIONS? WE’RE HERE TO HELP!

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Disclosures

  • NCUA

    This credit union is federally insured by the National Credit Union Administration.

  • Equal House Lender

    Equal Housing Lender

  • 1$0.10 per purchase; requires 15 completed non-PIN debit card transactions.

  • 2Your account is free with a balance over $1,000 and 15 debit card signature transactions, or a direct deposit of $1,000 or more per month.