THE AFFORDABLE FINANCIAL SERVICES YOU NEED THE BENEFITS YOU DESERVE

Rewards

Open With Just $25

Open an e-Plus Checking account with a minimum initial deposit of just $25.

ATM

Get Cash Anywhere

Unlimited, surcharge-free access to over 55,000 Allpoint ATMs worldwide.

Mobile Phone

Low-Cost Banking

Free access to online & mobile banking. Unlimited check writing.

Dollar Crossed Out

No Monthly Maintenance Fees

Keep more money in your pocket with no monthly maintenance fees1.

WHAT IS A PATRIOT e-PLUS CHECKING ACCOUNT?

Maximize your money with Patriot Federal Credit Union’s e-Plus Checking account and earn rewards for your spending. Open an account with just $25 and enjoy:

  • Visa® debit card
  • Surcharge-free access to Patriot ATMs and over 55,000 Allpoint ATMs worldwide
  • A $.05 reward on all signature purchases2 
  • Free online & mobile banking access
  • Free bill pay
  • No monthly maintenance fees1
  • Free unlimited check writing

Looking to be rewarded for your spending without signing up for a high-end account or credit card? Choose Patriot e-Plus Checking today!

Open a new account

Already a member? Add a checking account using online banking.

Two women shopping, illustrating cash back rewards on everyday purchases with a cash back checking account.

HOW TO OPEN AN e-PLUS CHECKING ACCOUNT

1

Check Your Patriot Membership Eligibility

Membership is open to anyone who lives, works, worships, or attends school in our service area.

2

Open Your e-Plus Account With Just $25

Get started by applying online, coming into one of our locations, or getting in touch by phone.

3

Manage Your Daily Finances Effortlessly

Enjoy debit card rewards, a free debit card, and free withdrawals from Patriot ATMs.

 

Our checking accounts are designed to make your time and money go further and help you make the most of your banking experience.

Open a new account

Already a member? Add a checking account using online banking.

Very customer oriented, professional & knowledgeable. I highly recommend Patriot as a decades-long member.

— Marylue D., Shippensburg

PATRIOT E-PLUS CHECKING ACCOUNT FAQs

Patriot’s e-Plus Checking Account offers a range of essential financial services and rewards your spending with generous cash back rewards. With a low opening minimum deposit, low monthly minimum balance requirement, and no monthly maintenance fees, you can enjoy an affordable checking account with cash back rewards.

Access cash anytime from any Patriot ATM, our worldwide network of 55,000 Allpoint ATMs, and via cashback at almost any supermarket. Your account also includes 12 free transactions at foreign ATMs.

Patriot Federal Credit Union membership is open to individuals, businesses, and organizations who live, work, worship, attend school, or regularly conduct business in:

  • Franklin County, Pennsylvania
  • Washington County, Maryland
  • Frederick County, Maryland
  • Berkeley County, West Virginia
  • Jefferson County, West Virginia
  • Morgan County, West Virginia

When you are eligible, family members, including your spouse, children, parents, spouse’s parents, brothers, sisters, grandparents, and others can also join.

To apply for membership, you will need the following:

  • An unexpired government-issued driver’s license/state ID or passport with your current address
  • Documentation to verify your current physical and mailing address if it is not correct on your ID
  • One other source of identifying information, such as your Social Security Number or Tax Identification Number, plus your date of birth to verify your new account. 

To become a Patriot member, you need to open a Prime Share Savings Account. A minimum deposit of just $5 is needed when the account is opened.

HAVE QUESTIONS? WE’RE HERE TO HELP!

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Disclosures

  • NCUA

    This credit union is federally insured by the National Credit Union Administration.

  • Equal House Lender

    Equal Housing Lender

  • 1Requires 25 debit card signature-based (credit) transactions OR direct deposit of $500 per month.

  • 2$0.05 per purchase; requires 25 completed non-PIN purchases.