Essentials Checking Account

Want an account that covers the basics? Looking for a free checking account with no monthly fees and no minimum balance requirements? If you answered “yes,” to these questions, Patriot has the best free checking account option for you.

If you want a simple account that has the convenience of online banking and bill pay, check writing, a debit card and ATM benefits, then check out our Essentials account. Not only does this account provide you with everything you need in a checking account, for free, but it also gives you added convenience and flexibility for your day-to-day banking activities.

Check out these benefits of opening a free essentials checking account at Patriot:

  • FREE Online & Mobile Banking Access
  • FREE Bill Pay Access
  • 6 FREE ATM Withdrawals per month
  • FREE VISA® Debit Card with Card Controls
  • Access to over 55,000 surcharge-free ATMs worldwide:
  • No Minimum Monthly Balance Requirements
  • No Monthly Fees
  • Unlimited Check Writing
  • FREE Fraud Protection to Protect Your Money

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When you open a free checking account with us, you open the door to many other credit union benefits that will help you achieve financial goals of all kinds. Since we are a not-for-profit, community-based credit union, all of our efforts go towards being able to offer our communities the highest deposit rates and lowest loan rates and lower fees.

Patriot’s mission is “People Helping People – Not for Profit, Not for Charity, But for Service.” Stop by one of our branches in Chambersburg, PA, Shippensburg, PA, Waynesboro, PA, Hagerstown, MD, or Frederick, MD, today to open a free checking account and see for yourself.

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