Mortgage Loans

Turn your home dreams into reality.

We’ll Be There With You Through Every Step of the Way

Our local and knowledgeable mortgage experts will help guide you step by step through the process so you can focus on the excitement of purchasing your new home.

Your Mortgage Options at a Glance

Choose from a variety of mortgages to get started.

Family sitting on front steps of house

Conventional Mortgage

Secure a low fixed rate and a stable monthly mortgage payment for 10-30 years. Plus, finance up to 97% of your home’s appraised value.

Coupe moving into a home

Federal Housing Administration (FHA) Insured Mortgage

First time home buyer? We’ve got you covered with a more flexible lenient qualification process than most other conventional loans.

Father with two daughters standing on porch

USDA Mortgage

No down payment? No problem. Secure 100% financing if your property is located in select counties in Pennsylvania and Maryland. Plus, include your insurance costs in your loan.

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Veterans Administration (VA) Guaranteed Mortgage

As a veteran, you may qualify for a home loan with no money down and a competitive rate for the life of your loan.

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Maryland Mortgage Program

Maryland residents may qualify for financial incentives, down payment and closing cost assistance and more.

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Home Purchase Assistance Loan

With first-mortgage financing, you may qualify for interest-free loans to help cover your down payment and/or your closing costs.

row of townhouses

Investment Mortgages

Available for rental properties for a one to four family unit. To learn more, contact a mortgage officer directly at 717-709-2580 or 240-850-7012. You can also email us at mortgageoriginations@patriotfcu.org.

Meet our Mortgage Team

Our mortgage consultants use local underwriting and an easy application process. They are also available after business hours on weekends to answer any urgent queries.

Mike Stouffer headshot

Michael L. Stouffer

Mortgage Consultant
Amanda Fishel headshot

Amanda Fishel

Mortgage Originator

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Disclosures

  • Equal Housing Lender

    Equal Housing Lender